Patf Posted May 31, 2007 Share Posted May 31, 2007 If a person is moving to France to escape creditors it's not a very wise move because the french are much harder on bad payers than the uk. What about bouncing cheques? And almost impossible to get loans. They say it's easier in Spain.[;-)] Pat. Link to comment Share on other sites More sharing options...
MrCanary Posted May 31, 2007 Share Posted May 31, 2007 I can assure you that once the intent to retain the money is taken - it IS theft (see my earlier explanation, borne out by others).The reason we do not see or hear of the police chasing people for this offence, is because (as I explained) it is nigh on impossible to prove the intent.Mel Link to comment Share on other sites More sharing options...
Georgina Posted May 31, 2007 Share Posted May 31, 2007 [quote user="Russethouse"]Georgina, Please tell me you really ARE Cherie Blair - boy, have I got something to say to her..........[6][6][/quote]Actually RH better say it now 'cos, tomorrow I am going to be someone else!!![:D][:D][:D] Link to comment Share on other sites More sharing options...
opas Posted May 31, 2007 Share Posted May 31, 2007 You are not on the run again Georgina?[:P][:-))] Link to comment Share on other sites More sharing options...
Georgina Posted June 1, 2007 Share Posted June 1, 2007 Yes, I owe thousands, better get going before they catch up with me..... [:D] Link to comment Share on other sites More sharing options...
MrCanary Posted June 1, 2007 Share Posted June 1, 2007 Sorry Georgina - too late........ Link to comment Share on other sites More sharing options...
MrCanary Posted June 1, 2007 Share Posted June 1, 2007 (LOL) Link to comment Share on other sites More sharing options...
zeb Posted June 1, 2007 Share Posted June 1, 2007 Actually I think it's easy!!I've read on here many times that some areas of France are full of folks escaping their debts, especially so if they happen to be builders - LOL. Link to comment Share on other sites More sharing options...
Turnip Posted June 4, 2007 Share Posted June 4, 2007 Business idea,Set up an investigation firm to locate these debtors, crooks and thieves who think they can hide from UK authorities by entering France.Could also film builders etc working on the "black."Hmmm.[I] Link to comment Share on other sites More sharing options...
Pierre ZFP Posted June 4, 2007 Share Posted June 4, 2007 Sounds like a job with all the security of Live Bait.Still, it could get you to the top of a waiting list for having sudden surgery Link to comment Share on other sites More sharing options...
allanb Posted June 4, 2007 Share Posted June 4, 2007 I'm not a lawyer, but isn't it true that the same act can give rise to both a civil lawsuit and a criminal prosecution?If I persuade you to lend me money by making a false statement or using a forged document, I believe that's a criminal offence (fraud). But even if I am prosecuted and convicted for that, you can still sue me to recover any money you lost, which would be a civil lawsuit. If so, there are two reasons for not doing what the OP was talking about. Apart from the moral reason, of course. Link to comment Share on other sites More sharing options...
Nick Trollope Posted June 4, 2007 Share Posted June 4, 2007 [quote user="allanb"]I'm not a lawyer, but isn't it true that the same act can give rise to both a civil lawsuit and a criminal prosecution?If I persuade you to lend me money by making a false statement or using a forged document, I believe that's a criminal offence (fraud). But even if I am prosecuted and convicted for that, you can still sue me to recover any money you lost, which would be a civil lawsuit. If so, there are two reasons for not doing what the OP was talking about. Apart from the moral reason, of course.[/quote]If someone obtains anything by deception (using a false ID to get a credit card eg.), then they would be prosecuted for that - I doubt that many (proportionally) do this, most being "criminal gangs".As far as I am aware, there is no Theft Act offence of failing to repay a credit card. This is entirely a civil matter, so, I'm afraid to say Mel, you are miles off the mark. Yes, if the Police could prove that someone had taken out a credit card with the express intention of never repaying it, then they could do them for deception, but it isn't "theft". You are not likely to be summonsed for stealing a house if you fail to pay your mortgage, are you?And, as I have said before, I believe that using the criminal law to persue a civil debt is an offence in itself.IANAL! But I do have alot of experience with credit cards..... Link to comment Share on other sites More sharing options...
Digger Posted June 17, 2007 Share Posted June 17, 2007 Just bloody pay it is theft Link to comment Share on other sites More sharing options...
Nick Trollope Posted June 17, 2007 Share Posted June 17, 2007 [quote user="Digger "]Just bloody pay it is theft[/quote]So you disagre with my analysis? Link to comment Share on other sites More sharing options...
La Roche Posted July 9, 2007 Author Share Posted July 9, 2007 sorry to raise this again but how is it theft ??? i have had the cards for years now and always paid them , i made myself redundant and am moving to france thus my credit card insurance now kicks in .......... also since looking into this matter the chances of the banks chasing me for a silly sum of 6-7 thousand are so slim , in their own words not worth our while chasing you to recover such a small amount !! as long as i dont use these cards again i have not commited any offence at all , i am even in the clear to use my other cards in france as long as i pay every month . Many thanks for all your replys including the ones that really dont have a clue what they were talking about and maybe had to many glasses of you know what !!! Link to comment Share on other sites More sharing options...
WJT Posted July 9, 2007 Share Posted July 9, 2007 I guess you could do it here in France as well then. Apply for as many credit cards as you can get, max them out and do a runner. Move on to Germany and so on. This must be a wind up or a troll, if not what a prat.By the way, it is interesting how banks nowadays communicate with each other and work together to find criminals that commit these sorts of acts. But do let us know how you get on. Link to comment Share on other sites More sharing options...
BJSLIV Posted July 9, 2007 Share Posted July 9, 2007 i made myself redundant Not exactly sure what you mean by that. However you will probably find that if you resigned, or took voluntary redundancy your credit card insurance will not cover the debt. Link to comment Share on other sites More sharing options...
Russethouse Posted July 9, 2007 Share Posted July 9, 2007 for a silly sum of 6-7 thousand If it is such a silly sum, then pay it!BJSLIV, I agree. Link to comment Share on other sites More sharing options...
LEO Posted July 10, 2007 Share Posted July 10, 2007 [quote user="La Roche"]guess i feel kinda cheeky or a cheap skate for asking this but thought it was worth asking the question anyway .......... OK if you had 8000 pounds worth of debt on your credit cards in the UK and want to walk away can the card comanys chase you for this money in France ?? yes i know my morals say i should pay them .........[/quote] You are displaying an absence of morals!If your morals said you should pay them, you wouldn't have started this thread! Link to comment Share on other sites More sharing options...
La Roche Posted July 10, 2007 Author Share Posted July 10, 2007 i do not intend to pay them in any shape or form , although i will keep the money set aside if there is a knock on the door . untill such times the money is staying in my account you can keep your morals and i will keep my money !! Link to comment Share on other sites More sharing options...
MrCanary Posted July 10, 2007 Share Posted July 10, 2007 [quote user="Mel "] Being given too much change is theft if the person receiving the money realises it. Then, having realised it, at the moment he/she decides to keep the money when they had an opportunity to give it back, it becomes theft. The intention occurs when that decision is made and the definition of theft thus becomes satisfied.However, the issue is not whether it is theft, it is proving the person is guilty that is the problem. There has to be evidence of intent and who is going to admit that? Mel[/quote]Miles off the mark, Nick? No! The scenario I refer to above is the one that I said satisfies the legal definition of 'theft' and that remains the case.Mel Link to comment Share on other sites More sharing options...
suein56 Posted July 10, 2007 Share Posted July 10, 2007 [quote user="La Roche"] you can keep your morals and i will keep my money !![/quote]Ahh. But it's not your money really is it? You spent their money when you used the card - now it is up to you to repay the temporary loan they kindly let you have.Sue Link to comment Share on other sites More sharing options...
Renaud Posted July 10, 2007 Share Posted July 10, 2007 La Roche has in the classic modern British way positioned himself (herself?) as a victim. Link to comment Share on other sites More sharing options...
AnOther Posted July 10, 2007 Share Posted July 10, 2007 I think this is all a wind up.In an earlier post La Roach, oops sorry La Roche, said:[quote user="La Roche"]I only asked this question because i spoke to someone last month who told me they had never paid back their credit card companys and seemed proud to boast about it and had got away with it for over 3 years . If i was going to do such an act trust me it would have to be more than a crummy 8,000 pounds . NO i would not feel guilty either as these people make billions , if on the other hand it was a person , my heart would not allow me !!! ( and i worked for a USA + French bank in the city for 11 years )[/quote]Clearly indicating that he was talking about a 3rd party but now it's about himself.Make your mind up. Link to comment Share on other sites More sharing options...
Sunday Driver Posted July 10, 2007 Share Posted July 10, 2007 This thread was dead and buried three weeks ago, so why has the original poster suddenly come back now and resurrected it - with the same question he asked before?He claims that he worked in banking in the City for eleven years, so he should be familiar with the position regarding non payment of debts.....[8-)] Link to comment Share on other sites More sharing options...
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