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floyd
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I have a 2000 RHD Vauxhall Vectra Estate 1.8 GLS and have been quoted €477 for car insurance (fully comp+breakdown), which seems a lot to me.  I don't have a carte grise yet and need to sort out headlights and CT but the company that I am dealing with will give me a 2 month cover note which gives me more time to sort things out.  Am I about to be ripped off?   Paul

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[quote user="floyd"]

I have a 2000 RHD Vauxhall Vectra Estate 1.8 GLS and have been quoted €477 for car insurance (fully comp+breakdown), which seems a lot to me.  I don't have a carte grise yet and need to sort out headlights and CT but the company that I am dealing with will give me a 2 month cover note which gives me more time to sort things out.  Am I about to be ripped off?   Paul

[/quote]

300 quid isn't bad. How much were you paying in the UK? Does this take no-claims bonus into acount? How much have you got?

477€ is about what we pay for a commercial vehicle on the same basis.

You could always shop around. Avoid any brokers specialising in the English market (usually AXA) - they do tend to be a tad expensive...

 

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The insurance depends on the CV rating in France of the particular vehicle. It does sound quite expensive, but if your car has a high rating, insurance will cost. There was a link in a previous post to a database of vehicles which told you the CV, but I cannot find it using the search box.

Why not ask a couple of other insurance agents for quotes?

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Car Insurance, I have found is more expensive in France than the UK. The maximum No claims discount in France is about 50% whereas you can get 70% in the UK if you’re lucky. Also it has a free ‘green card’ and break down cover included. I think, but I may be wrong, insurance is expensive because of certain people in France whose hobby seems to be setting fire to cars. Compared to the UK there are a phenomenal number destroyed by this means each year, usually around the big Cites.

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Hi,

I have just been to an AXA branch to get my RHD Citroen Xsara insured. At first he couldn't find the model (1.4i Forte) on his list and quoted me €450. Needles to say I wasn't interested, so I asked him to look again and lo and behold it came down to €350 which is about the same as I pay in the UK. I may yet shop around to see if that can be bettered as I have always done in the UK.

roseysan

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I've been paying about €700 for my 2005 Peugeot 206CC.This includes breakdown cover and the ability to drive anywhere in Europe with it. The breakdown element was over €300. I have never had a claim in 18 years of driving and that's taken into account too.

I'm currently shopping round for different quotes now.

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I'm with the "expensive" AXA - they have always been pretty good with me, gotta say: €220 for my diddy citroen

Does anyone know of a good insurance aggregator website: in the style of confused.com or moneysupermarket.com?

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Thanks very much to you all for your replies and helpful comments.  I have decided to go for it as I was paying £250 in the UK without breakdown cover and my partner Sue is a named driver also - Regards, Paul
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[quote user="floyd"]Thanks very much to you all for your replies and helpful comments.  I have decided to go for it as I was paying £250 in the UK without breakdown cover and my partner Sue is a named driver also - Regards, Paul[/quote]

I've had two recurring problems when arranging car insurance so far:

1/ The computer telling the broker that 17 year olds shouldn't have taken a driving test (as Will mentions above), which is of course a minor interruption but now very predictable, and

2/ Having to say that I am 'sans profession', which ostensibly I suppose I am at the moment despite doing more graft in the year I've been in France than I did in 12 years as a civil servant in England!  This 'sans profession' category really hikes your premium, so maybe they put you down for that too?

Oh and the fact that I was insuring a Land Rover Defender didn't do much to minimise the cost either, but I've rectified that now!

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[quote user="Mark"]

2/ Having to say that I am 'sans profession', which ostensibly I suppose I am at the moment despite doing more graft in the year I've been in France than I did in 12 years as a civil servant in England!  This 'sans profession' category really hikes your premium, so maybe they put you down for that too?

[/quote]

Try putting "retraite", there are many of those in France[:D]

 

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I agree with Ron.  I've always used "retraité" or "en retraite" and I've never had any questions as a result.

Perhaps "sans profession" gives the impression that you're unemployed, which I suppose could be a negative factor for an insurer.

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Pre-retraité works fine for me.

It doesnt provoke questioning or raising of the eyebrows whereas if I say early retired in England I get all kinds of suspicion, he is too young, why does he not want to work to buy more needless things like the rest of us? He must be a drug dealer or have something to hide!

Whereas here I get an understanding nod which probably means "oh he will be working on the black then"!

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