Gardener Posted September 29, 2010 Share Posted September 29, 2010 I do find the whole % business re health cover a minefield. But as our mutuelle is up for renewal and its good chuck on my income every month for a family of 4, I am interested in where I may be able to fairly safely cut back on parts of the cover. Hospitalisation honoraires en éts conv. 400% everything else is at 150% except pharmacie at 100%. We haven't had to pay anything for prescriptions or dr's appointments except the 1€, dental treatment for the kids still costs an arm and a leg and blood tests seem to vary as to what money if anything we get refunded. If we were unfortunate to be hospitalised then the 400 % cover would obviously be better than 300 or 200% cover , but I have no idea ( and realise it depends on why one is in hospital etc) if 400% is more than average / excessive or if reducing it to 200% or lower could result in a huge bill if ever one of us was hospitalised or is the difference just that I would have to change my own bandages?I know that the bottom line is what I can afford to pay and what level of risk I am prepared to accept, but I'd like an idea what level of cover others feel happy with. Link to comment Share on other sites More sharing options...
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