With reference to the post by Penny29, we are in dispute with DWP who now say there is no such thing as a benefit year. Does anyone know if this is a recent change? DWP say they calculated the time our 106's would last by using their 'Reckoner' but i find it very odd that both mine and my husband's dates come out the same, considering he is 54 and i am 59 (so our state pension retirement dates are different) and our contributions must be different due to very different work histories/end dates, - oh and isn't it strange that they both ended on the date Penny refered to - 3.1.09 - end of a benefit year - which no longer exists????? 'M' and Ian