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JohnFB

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Everything posted by JohnFB

  1. OP's point A. Yes you can. The fact that the investment is ISA sheltered is irrelevant in France. You treat as a gain or loss as you would for non ISA investments.

    JFB

  2. The problem with VMC is they go wrong. When I moved in I replaced the old VMC because the installtion looked very bodged and it did not seem to work. 2 years later I have a VMC that 'sings', so have to switch it off in the evening. I plan to cover the inlets and switch off permanently and go back to opening windows as and when. Unless you are a large family in a smallish space I am not persuaded by VMC. Just something else to go wrong. An unnecessary complication?

    JFB

  3. I was not making a link between pied noire and the FN. But at the time of the Algerian war of independance the pied noir and the french right were against independance each for their own reason. However the right liked the term francais de pur souche so much, for obvious reasons, they adopted it as their own. Hence the discomfort in Mr Holland using it.

    JFB

  4. I think if i remember correctly that the term was very much tied to the french in Algeria, pieds noires, at the time of the war. they would describe themselves as francais de pur souche. Hence why the term is now tied to the FN>

    JFB

  5. As part of a new kitchen last year i decided to have a built in fridge. Bad error. So i chose an electrolux super energy efficient fridge. Error compounded to the Nth degree. I now have a fridge that on max setting all the time, struggles to cool to 5C in winter, tho can acheive a more acceptable 3-4C in summer, as long as you do not open the door. I can only think that it has some 'clever' electronics that use ambient temp to calculate cooling. Worse than useless. I have never had to throw away so much food, nor had so many health upsets. Its headed for the dump as soon as the budget can fund a non state of the art stand alone.

    JFB

  6. Thiere. Somehow my post was split. The  second showing was what i tried to post. So answers your question.

    Another. Fouine = Stone (pine) Marten  Loire = European (edible) doormouse

    JFB

  7. I'm still investigating, but mice especially and  to a lesser extent rats have a signature tune of scrabbling and scratching. My guest go out late at night and come back early morn, across my bedroom. They sound like the drunk tip toeing in with the occasional thunk. They are much more active fulll moon much less winter. Either fouine or loire metinks. I would be happy to let them be except they insist on crossing the bedroom.

    JFB

  8. Anpther I wonder if that would work in the loft `contre' loire. The small mouse plugin deterent does not.

    JFB

  9. Bought some last year. I am not convinced, but they do no harm. They probably just make the environment a tad less comfortable. My mouse problem is now better controlled, tho that is by using poison in the out houses. In the house where they are gone I used the glue traps.

    The original issue came from the previous owners keeping chickens. All that lovely grain lying about.

    JFB

  10. NH this is different. The Fisc takes two advance payments Feb and May based on prior years of income on which no instalments have been elected. Same system as UK were tax is usually deducted at source. If you have UK or other gilt income which is paid gross. The following year HMRC will invoice you 1/3rd previous years income in I think Apr and July.

    You  can always choose not to pay it if you think the income will not happen. But if it does you pay late payment penalties.

    JFB

  11. Yes in brief entirely normal. Should be a third of last years bill. You will get another by end April for payment May of the same amount.

    JFB

  12. JohnFB

    Dental implants

    Just had two done. The pegs were implanted Dec 9th so am waiting now for them to knit in before the crowns are put in. The procedure was a bit uncomfortable, took about an hour. The next couple of weeks not too bad, better than extraction. Xmass dinner and celebs were no problem as long as approached with caution. This week i am having a little discomfort, but thats probably due to over confidence on my part.

    Word of advice. Make sure the dentist you choose has invested in a clean room specifically for these operations. If nothing else it means he/she does a lot of them. Practice makes perfect.

    JFB

  13. In the Lot, by Prefectoral decree, bonfires are banned all year round. This was by the simple expedient of reclassifying garden waste as household waste which it was always illegal to burn. The ban is largely obeyed as the fines are high and it is hard to hide the smoke from a bonfire. Tho on very windy Sundays I have smelt one or two.

    Best place to ask is the Mairie.

    JFB

  14. Yes I was aware. Car plus trailer < 3.5 is all I need now.

    Thanks Sue. Your Prefect' is more informative then mine in 46. The concern was that all web info indicated that no renewals were expected b4 2028. Plus the lack of logic between category expirey of 2 yrs and licence of 5. Could see a no win on the horizon.

    But having worked in Africa and similar I tend to roll with the flow but keep an eye on what can happen.

    Think I will go back to sleep on this one for 5 years, don't want my retirement unneccessarily ruffled.

    Happy Xmass JFB

  15. Ho Hum. The lady at the precture is standing on her dignity and not acknowledging any mistake and without any explanation. A bit worrying as there does not seem to be in place a renewal procedure. Not surprising as none are expected until 2028.

    It is at moments like these that France seems to evidence southern european caracteristics. I expect I will have to dream up an oblique approach to the problem if it is real.

    Suein56, was the overall period of validity of your husbands licence also limited to 5 years.

    JFB

  16. Thats what i don't understand. The poids lourd and similar categories have marked validities for either 1 or two years. Thats on the back of the licence. The overall validity on the front of the licence is 5 years only.

    JFB

    Edit one or two years because i am 62

  17. Have just exchanged my UK licence to a french licence. Some of the categories, eg C1, have been given a limited period of validity. I understand that. The overall period of validity of the licence itself though is only 5 years. I was expecting 15. Prefecture assures me it is correct. I want to check that but can find no info on the web.

    Anyone have reasons or suggestions.

    JFB

  18. If i remember right, they are income and should be declared. However you have to be careful then calculating your capital gains not to double count the distribution as a gain only the increase in value. Makes for wonderful spreadsheets especially if capitaln gains are reduced for length of ownership. Thats why i avoid accumulation funds like the plague. There is usually an income alternative.

    JFB

  19. Of course they advise that. After all oil prices are falling. Get in quick before they drop more.

    JFB

  20. It depends on how much. If the amount is small then there is the decote,

    Look in more detail at the back of your Avis. You may see the that a tax due has been calculated but that there is then a decote calc which reduces it to 0.

    The front is only the answer not how it is arrived at.

    JF

  21. `Banker - proper job' . Oxymoron Shurrrrrely!

    JFB

  22. Actually Foie Gras goes with sweet not tart. Nice sauterne and confit d'ongion or tomate verte. Miam, Miam, Miam!

    JFB

  23. The Social Chgs deduction in the following year is against taxable income not against tax.

    A bit different.

    JFB

  24. Yep! Same as mine. Only mine are only tiny 6 footers so I can get up close.

    JFB

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