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JohnFB

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Everything posted by JohnFB

  1. Nomoss agreed. When I bought I told the agent I had no contract with him and the offer was complete. How it was divided between seller and agent was not my problem as i had signed no mandat. The offer was less than asking, tho I did have to make out two different cheques. Agent and principal.

    JFB

  2. Actually mur is one of the exceptions and keeps its hat when meaning ripe. Another is the past participle of devoir which also retains its cover. All to avoid confusion.!!!!!

    Simplification a la francaise.

    jfb

  3. You have of course Acrobat reader downloaded on your computer? Without that you will not be able to read / print pdf files which banks among others use for their documents. It is free.

    JF

  4. When I want double cream I mix a proper Italian Mascarpone with a french creme entier, tho must admit I have never tried whipping it. Not my thing.

    JFB

  5. As I said above, they have changed the system and CMU has become PUMA. What they have not done is set the rate for the year, which looks as tho it maybe set to run now from Jan 1. Given past performance they will also apply to the final quarter 2015. Patience the bill will arrive as and when they can manage to fit it in their busy schedule.

    JFB

  6. Also just seen that CMU B and C has been replaced from the 1st of Jan. I need to investigate this but its not withdrawal of cover but change to Protection Maladie Universelle, and is linked to ayant droit changes. Not sure what the contribution will be, probably thats why URSSAF are behind.

    JFB

  7. Not had mine yet. I expect it will arrive in the fullness of time, Then I will pay it. The money is better off in my account than theirs till then. Never volunteer!!!!!

    JFB

  8. To the right shurely!!!!!!. Or has it all been over my head as usual. JFB

  9. sorry Idun don't quite get what your saying. Have you got that round the rightway. I think maybe the inverse would be true.

    JFB

  10. Hi

    Just an idea. If the granddaughters mentioned, are your daughters, depending on their age they maybe able to tackle FB for you.

    JFB

  11. Perhaps Jambon sur l'os. You quite often see it for sale in the traiteur section of supermarkets. Cooked of course. I buy a slice as a gammon substitute when feeling lazy. Pan fry plus a fried egg or two.

    JFB

  12. Hackney London mayhaps.?

  13. Be aware that while the end measure is the same the UK denomination is the inverse of the continental.  Er if standard in Uk is 10 and measure is -4 the continental measure would be 6.

    Not 100% how it works but if I take a uk prescription to a dispenser here thats the sense of their transnslation.

    JFB

  14. Its not age relayed but on type of income. I am not at state retirement age yet but that is the rate I pay but only on pension income, other types of income are at 15.5%., even after 65. That's why the S1 exemption on investment income is so interesting  assuming they do not find a way of finessing it away as they are proposing for french expatriates by defining it as pension contributions.

    JFB

  15. Quillan

    On pension income CSG is 6.6% and CRDS is 0.5% giving 7.1%. On interest income it is in total 15.5%. There is a reduced rate of social charges if your revenue de reference is below a certain threshold, tho i do not have details of that to hand.

    All the above apply if you do not have a an S1.

    OP

    If you pay the reduced rate i do not know what is deductible from the following years income, but it will be shown on your avis d'impot.

    rgdsJFB

  16. Knee Gel. Dont forget that of the social charges of 6.6% on your pension, 4.2% (x Pension) is deductible from the income of the year you pay it. So when you declare 2015 income you can deduct part of what you paid in 2015(ie the social charges calculated on 2014 income). If you follow me. The amount you can deduct is shown on your Avis.

    rgds JF

  17. I think you will find thats what is happening. You had a free gift in the past, question is do you chance your arm again. If they wake up they will go back.

    It should be easy enough to check. Assuming you have no S1, then the diff between the assessment and the simulator should equal 6.6% of your pension.

    No nightmare, the simulators et all are designed for the normal french not incoming forrinrs. Just like HMRC.

    JF

  18. Knee gel. Might it be the case that in the simulation it is only calculating the S.Charges on investment income and not pension. As french pensions have social charges deducted at source. i know when I do my online return it does not calculate the amount due as it cannot take account of social charges on forign income, That message appears on the screen,

    JF

  19. Livret A, Tax free no need to declare, Max 22950.00€. All banks have one as its Gov inspired.

    JFB

  20. It's there just filled it in. When you access the online input the first page is individual details part of which is ticking boxes of which types of revenue you have. If you tick the foreign revenues it gives you the option of annex forms you need. Tick 2047.

    JFB

  21. Leclerc have a similar Polti machine on offer at 34€, At least here. Not tried it yet. It does not come with the bits and bobs like sprayer. But I plan to use it with my usual soda crystal solution by hand anyway.

    JFB

  22. My brother was in a similar situation and reclaimed social charges on a property disposal gain under the terms of the french/swiss tax treaty. He took it all the way thro the courts and won as have manyy swiss, The court ordered the fisc to repay him the charges. Two years later he is still waiting, At each contact they assure they will pay. If the tax authorities do not obey the law, why should anyone else. Cheat as they cheat methinks.

    JFB

  23. If i remember rightly the CGT law was changed not long ago because the rich french residents were leaving and there was no CGT. So they introduced a law that under certain circumstances CGT would be charged on profits at the time of departure even if sales were not made. Profit latent. Unless the assets were held for a certain period after. But certainly when i left the uk there was no cgt on assets held at the time of going and the same rule applied in france at that time. I have not checked but I think the new french rules only apply if you are subject to ISF.

    Sorry if imprcise but its too sunny to go and check.

    JFB

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