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JohnFB

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  1. Why not open an account with Interactive investor or A J Bell and just buy the ETF directly. The fees will be much lower. JFB

  2. I dont have gov/public pension but do have investment income and find the simulator accurate to +/- 100€. Which is fine by me. But you do need to choose the complete rather than the simplifee version of the simulator, and make the appropriate choices of incomes and credits.
    JFB

  3. of course you can with a small margin of error. once you have completed your declaration copy the fisc version of form 2042. take each box entry and input into the fiscs simulator, the result is very close. just make sure you also do the non numeric boxes.
    JFB

  4. I would agree with Limande, or perhaps Sole d'Ecosse, tho not sure about that. JFB

  5. Ah but Mint is talking about an insurance companies perceptions and Idun about local authority regulations. Very different! JFB

  6. Same experience. Though was asked for a letter confirming i did not want to renew other heavy vehicle categories even tho these had expired a couple of years before the licence.
    JFB

  7. madeira or malaga, easily available at least here in Leclerc. I usually use malaga / xereres vinaigre blend to get what i want.
    JFB

  8. Why not. ARM, Jaguar, you name them, they are all sold at the drop of a hat. Why should not a work of art made by an Italian outside the UK!
    JFB

  9. cannot help with all the details, but advance rents in France are illegal. You need to fight back by reporting it and seeking help from appropriate body. Off hand I dont know who but i am sure someone on here will have the answer.
    JFB

  10. did you tick the box saying you were covered for health by an eu country. 8SH.
    JFB
    PS still time to correct

  11. Surely the payments are advances on the eventual tax liability calculated from the revenues and charges you are now declaring. So they will appear on the avis in september as a deduction from tax due. JFB

  12. Personally i declare as pension. Tho that decision was made when pensions did not suffer social charges but rentes onereaux did. I have not looked into it since, but it would anyway not be a good idea to try to change.
    It is one of the grey areas that exist in tax due to the two differing systems. That allow you to choose legitimately the course best for you. But you could always ask the Fisc to define it for you. They will choose the definition most advanteageous to them.
    JFB

  13. Hi Parsnips
    The new charge of 7.5% was applied on my 2018 investment income taxed in 2019. For 2017 income taxed in 2018 the 7.5% did not apply, my claim for social charges was recently settled in full plus interest. Is the 7.5% still in contention then. I thought that that had all been settled.
    JFB

  14. Probably a little over sensitive. Written official and business french is very wordy and formal. (It might be used against them later!!!). A phone call and informal chat will results in reams of better information.
    JFB

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