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NormanH

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Everything posted by NormanH

  1. Quem deus vult perdere prius dementat.
  2. Yes she will be a loss to the Forum
  3. I have 3 small French pensions from different "Caisses"so have had to jump through all the hoops French pensions are calculated rather differently from the UK State Pension. For a start there are a I think 42 different branches each with different conditions that have been negotiated in partnership with the Unions over there years. If anyone here has a teachers' or civil service pension that's give some idea of the model since the amount you receive is based on three factors: how long you have worked; an average figure( which is calculated differently in the different branches) and something called the 'taux' https://www.service-public.fr/particuliers/vosdroits/F21552 Remember that there is a difference between the number of years you have to work to qualify for a pension, and the age at which you can take it. I believe that now in England you qualify for a full state pension after 35 years contributions (although I am open to correction on that), but you can't take it before 67 (in my day 65) In France you have to I have paid 42 years contributions, and this is going up on the new plan, so while you might be allowed 60 or 62 many people will not have paid full contributions by that age. Another difference is the way in which contributions in which contributions are calculated. In France contributions are calculated in France it is 'trimestres' ad if by chance some of them are not 'complete' (that is to say that not enough hours have been worked to count as a full 'trimestre' you can find yourself with some incomplete years. There is no equivalent to the OAP: pensions of calculated according to the above rules, so there isn't a single standard pension, although in some circumstances there is a minimum, BUT there are many people on very low pensions, often women who did not work in their own right for example. One final difference is the retired people in France continue to pay some social charges( in bands according to their income) unlike in the UK where retired people do not pay National Insurance. I am not putting a case for or against the present reform or the protests against it, but I am trying to warn against making easy comparisons of very different systems.
  4. Si vous n’avez pas encore de numéro de sécurité sociale, demandez-le à l'organisme qui correspond à votre situation : Vous êtes salarié, travailleur indépendant ou vous exercez une profession libérale Contactez votre caisse primaire d’assurance maladie (CPAM). Vous êtes sans emploi ni activité Contactez votre caisse d’assurance maladie
  5. https://www.ameli.fr/assure/droits-demarches/principes/numero-securite-sociale
  6. A further point which may apply to some of us is the extra protection offered to people over 70 https://www.priorite-seniors.fr/habitat/peut-on-expulser-un-locataire-de-plus-de-70-ans/
  7. With advancing age is it really necessary to OWN a property? I rent a more comfortable place than I could ever hope to buy, and am no longer responsible for repairs. The landlord even replaces the filtre on the air-conditioning. I still have my barrel as well but it increasingly feels as if it were filled with wet sand and hung around my neck, so I am thinking of getting rid of that and just renting.
  8. I haven't been into a supermarket for over 5 years, so the problem doesn't arise for me. Fresh food I buy either in Les Halles or in one of the weekly markets, and the sort of bulky or heavy items I need from a supermarket ( loo paper, detergent etc) I order online to be delivered and get the receipt in my email...
  9. Perhaps because the power cuts are local not national, so the app needs to know where you are so it can give you warning of the situation where you are at the moment?
  10. To encourage repair and recycling .. https://www.midilibre.fr/2022/12/15/montpellier-un-ado-de-14-ans-est-decede-apres-avoir-ete-percute-par-une-voiture-apres-le-match-france-maroc-10869014.php See here for qualified repairers https://annuaire-qualirepar.ecosystem.eco
  11. https://www.monecowatt.fr/ they reckon to warn by 17h the evening before..
  12. I ate too many problems so I am ****ting solutions..
  13. A clear well-explained video typical of Le Monde which is my favourite newspaper
  14. Thanks for doing that Dave 😃
  15. https://www.telegraph.co.uk/news/2022/11/18/veteran-who-gave-food-girl-france-second-world-war-reunited/
  16. I hope I won't end up in one, but I did have a good experience a few years back in a convalescent home, which is not unlike one of these institutions, except that the residents are a bit younger and still have most of their marbles... https://www.mfgs.fr/clinique/clinique-mutualiste-jean-leon
  17. Thanks a lot for the link, but..3000€ though😰
  18. There might be a plaque like that at the restaurant where they keep a table for me each day unless I phone to cancel. The other day we joked that when I am gone they can put up a sign 'This table is at last available' as it is in a rather nice sun-trap position 😀
  19. Pity about that as I find them very good. I suppose it might also be difficult for non British people to open a UK account at a distance, but as I have never tried I can't be sure..
  20. https://www.thefreshreads.com/of-truth/
  21. I bought a tricycle 8 years ago, thinking I was going to be able to use it easily in the little town in the Ariege where I was living. I was terribly disappointed to find that with the problems in my right leg I couldn't even manage to bend it enough to let that pedal turn over, and I had to get someone else to ride it to the local 'troc' where I sold it a a huge loss. I wish I had seen those two videos; they might have encouraged me to perservere...
  22. It shoud be possible to make a transfer from your your UK bank if you have the IBAN number. I can understand you closing your French account if you have no property here, but my French account (Boursorama) is free so it can't be said to "charge for the pleasure of having your money" https://www.boursorama-banque.com/banque/compte-bancaire
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