Hi, just thought I would ad my twopennies worth. Had been using one of the top exchange brokers over the last 2 years and found they charged every time to transfer money (£15), that on top of our bank charging us to transfer money to exchange brokers(£16). My own bank, banque populaire told me I could transfer sterling straight from my uk account. We now cut out the middle man and on all transactions have got a better rate of exchange with no charges. I now get charged £19:50 by my bank but still cheaper. Hope this helps. Steve.