milkeybar kid

They have sent a a cheque of 29 € and an envelope with  address “en recommandé” enclosed for the papers coming back. Different charge for different areas .Also sent quote- Je vous envoie, en pièces jointes, les papiers de la Déclaration de Perte en 3 exemplaires, ainsi qu’une photocopie de mon Passeport, une facture justificative de l’adresse de mon domicile en France, la photocopie du Contrôle Technique, la facture d’achat du véhicule, la photocopie de l’Attestation de Transfert de Carte Grise, la photocopie du Certificat de Mariage, ainsi qu’un chèque d’un montant de…….  All papers arrived yesterday [:D]-at their English address - they wish me to say thank you.

Thank you . They are composing letter accordingly[Www] . I will post the outcome .MBK

Just received a plea of help from friends that have returned permanent to UK just last week  -they have managed to part exchange French car but the English Garage need log book or as in this situation Carte Grise, even to scrap the car it cant be done without document - they are in a nightmare situation -please has anyone an idea what they can do? They were living  in area 33 Gironde if they wrote to Prefecture would that be any use - again , please does anyone know the address . Thank you .Mrs MBK "Quote "[+o(] I have lost the Carte Grise  I have in my possession the bill of sale from the garage where I bought the car in France. The Attestation of the transfer of the Carte Grise when I first bought the car. Current Controle Technique (18 months old) Current Insurance.

We will third that,David. Hope this is useful [8-)] http://www3.finances.gouv.fr/calcul_impot/2008/simplifie/index.htm http://www3.finances.gouv.fr/calcul_impot/2008/complet/index.htm MBK

oops -twice. Moderators- maybe this post above should be somewhere else , does not quite gell wilth "a glimmer of hope"-will u move it?

Krusty you asked- One thing she did point out as she looked through our paperwork was that our tax d`habitation shows our home as a maison secondary  and at one stage she said we would have to go to the hotel d`impots to have it corrected but then changed her mind.....do we need to get it changed ? (it is our primary residence). We can pass on to you an experience we had as regards the above quote .Scenario- Note.-Because of our ignorance we missed the first year of declaring tax in France. It was pointed out by a French friend that out tax habitation was high, she turned to the back of the tax habitation and pointed to a paragraph that related to different bands –one for holiday home , one for permanent resident. We thought we were permanent resident because at that time we were paying the CMU (and before anyone shouts –no, they did not ask for our tax form in France , just a letter from our UK bank stating our resources –this was in 2002) . So we go to see another French friend who is in business and had always told us that she has good friends  in the Impot and could always ask for discreet help- ( I explain this so you see we are not flying totally blind in this!) she speaks to the Tax habitation dept – they very, very strongly advised do not query it any further for this last year because there will be a knock on effect – questions will be asked “if you are permanent resident where is the previous tax declarations”!! So the unanimous vote was to pay up the slightly higher tax hab and for the year following it would have reduced to other band of the tax hab and our  declaration of income tax would be already in and everything will be Ok -  don’t rock the boat! In effect the records state we are resident in France from I think 2002 rather than 2001- for us that’s acceptable. I have been watching to see hoping you would get a reply. I read all avidly but apprehensive to write, some people shout just too much at others , scary  –sorry.[:$] Hope this helps . Mrs MBK  

 HSBC Holdings, the biggest bank in Europe, plans to put about half of its 800 French consumer branches up for sale as it focuses on expanding in Asia and other emerging markets, The Wall Street Journal reported on Monday.     The step would be part of HSBC's broader shift from developed markets with more exposure to subprime loans to faster-growing emerging markets, a person with direct knowledge of the plan was quoted as saying.     The British Daily Telegraph newspaper also reported on Sunday that a sale of the branches in France, estimated to be worth about 4 billion dollars, could end speculation among investors that HSBC was a potential bidder for Societe Generale, the French bank at the center of a trading scandal.

Thank you. We are off to the shops, fingers crossed!

Help, please, I want to weatherproof the hen shed and would like to put roofing felt on under the porous tiles. What would I ask for or maybe it is not here , any suggestions please.[8-)]

I might have understood wrong but is there an on line CPAM page that deals with showing you what has been paid and what% you have received. They seem to have slowed up in sending statements. If there is a page and it looks hard to navigate could some one hold my hand through the step by step procedure, please.[:D] Mrs MBK

Thank you Sunday Driver. For me a little knowledge can be a dangerous thing [:$] thought it was something completely different - for anyone that wants a newsletter sent from http://www.net-iris.fr:80/ its quite interesting about latest changes to new laws and regulations-especially if you can translate well [Www]

Sorry, if this is a waste of space, when I see the word cotisations , global and retraite I think it might effect some of us - tried it on the translator not so good but it said "some things are more advantageous to new residents - oooer is this something good for a change [:-))]?- fingers crossed ,please, would someone do a brief translation if it looks interesting - thank you Mrs MBK Une instruction fiscale du 15 janvier 2008 (BOI n°5 B-2-08) commente, d'une part, le dispositif de plafonnement de déduction en faveur des personnes nouvellement résidentes au titre de l'année de domiciliation en France, issue de la loi de Finances pour 2007, et d'autre part, l'interdiction faite aux organismes gestionnaires de consentir des avances sur l'épargne acquise dans le cadre d'un plan d'épargne retraite populaire (PERP), réforme prévue par la loi pour le développement de la participation et de l'actionnariat salarié. En effet, afin de renforcer l'attractivité du territoire national, et notamment d'inciter au retour en France des personnes qui ont cessé d'en être résidentes, l'article 3 de la loi de Finances pour 2007 accorde aux personnes nouvellement résidentes, un plafond spécifique de déduction du revenu net global des cotisations d'épargne retraite au titre de l'imposition des revenus de l'année de leur domiciliation en France. Ce dispositif, auquel sont éligibles les personnes qui n'ont pas été fiscalement résidentes de France au cours des 3 années civiles précédant celle au cours de laquelle elles s'y domicilient, se traduit au titre de l'année de domiciliation en France, d'une part, par un plafond de déduction calculé par référence aux revenus d'activité professionnelle de l'année même de la domiciliation, et d'autre part, par un plafond de déduction complémentaire égal au triple du plafond susmentionné, sous réserve que la non-domiciliation antérieure en France des personnes concernées ne soit pas liée à la mise en oeuvre de procédures judiciaires, fiscales, ou douanières. Par ailleurs, l'article 65 de la loi (n°2006-1770) pour le développement de la participation et de l'actionnariat salarié supprime la possibilité pour les organismes gestionnaires de PERP de consentir des avances aux participants, c'est-à-dire le versement anticipé, sous la forme d'un prêt, de l'épargne accumulée. L'instruction sus-mentionnée commente l'ensemble de ces dispositions, qui s'applique, en ce qui concerne le plafond spécifique de déduction des cotisations d'épargne retraite, pour l'imposition des revenus perçus à compter de 2006, et en ce qui concerne l'interdiction des avances sur le PERP, à compter du 9 novembre 2006

[quote user="Sprogster"] Hi cooperlola, Although Jersey and Guernsey are not a full member of the EU almost all of its residents are still treated as EU Nationals.  The reason being is that when the United Kingdom joined the EU the deal negotiated for Jersey and Guernsey resulted in any island resident born in the UK, or who has a UK born parent or grandparent, being treated as an EU national by reason that they are categorised as a full British citizen. (The C.I are part of the British Isles but not the UK.) The vast majority of island residents qualify as EU nationals on the above basis. However, controversially to the very small number of island residents who don't qualify, their British?EU passports are annoted accordingly stating that they do not have right of work and abode in the EU.   I have no idea if the Isle of Man is in the same situation. [/quote]   Yes, but what is important here, is to remain focused in that -  the IOM is definitely not the same as the Channel Islands  due to the “common purse” arrangements- Various EU “Acts” which when read explains the different relationships.     What is black and white coming to live in France is that if you are Manx born you are classed as from outside the EU. You are not eligible to any E forms whatsoever.   If you are coming to live in France and only if you have 10 years or more NI contributions gained in the UK then you are eligible for E forms. The downside is that all your documentation is reverted back to UK ,(as if you never were in the IOM) contributions paid in IOM etc all count, but your state pension will be of the UK level not the extra the IOM gives and you will be excluded from any other IOM perks. (You will have to have signed an agreement that you have given up your residency, this is important as it comes into play further down the line with your income tax etc ).   If working in the IOM coming to live in France but are UK born and have not acquired 10 or more years NI contributions you are neither classed as coming from outside the EU not are you eligible for any E forms ( a domino effect comes into play here , every which way you turn you are caught) – the only advantage here is you get the necessary letter from Newcastle stating this and of course you will get the little extra the IOM gives in state pension which will not compensate what you would have gained eventually with eg E121.   I hope this has helped clarify some peculiarities and why it is confusing to think of the “offshore Islands” as the same. The above information is a combination of experiences by 3 individual friends from the IOM. I have only brushed the surface but I did not want to cloud the issue. Hope this helps. MBK[:D]    

[quote user="milkeybar kid"] UK born but living on Isle of Man quite definetly means you have to take out private health cover visiting another country you have no eligibility to EHIC (old E111). No other option. Talk to them in Markwell House they are quite well versed these days and will I think verify also that if you moved to France permanently and only if you have had over 10 years of paying NI in UK ( or it might have been just a greater length of payments in UK compared to IOM contributions) then you would become eligable for E forms , this means in effect your pension etc , etc would come via UK. PM me if you have other queries , but please verify what I have said at Health & Social Security Dept. They have a habit of moving the goal posts!! MBK Good Luck.[:D] [/quote] Dave , look at this link and it will show you the list of countries the IOM has a recipricol agreement with as regards holidays abroad, you will see IOM has NO Health  agreement with France. http://www.gov.im/dhss/health/offisland/travelAdvice.xml Also remember that your IOM driving liscence is not valid (as a UK liscence would be ) when you come to live here permanent, as it is not an EU liscence. Look for confirmation on internet , its all there . Errr been there and got the T shirt!![blink]

UK born but living on Isle of Man quite definetly means you have to take out private health cover visiting another country you have no eligibility to EHIC (old E111). No other option. Talk to them in Markwell House they are quite well versed these days and will I think verify also that if you moved to France permanently and only if you have had over 10 years of paying NI in UK ( or it might have been just a greater length of payments in UK compared to IOM contributions) then you would become eligable for E forms , this means in effect your pension etc , etc would come via UK. PM me if you have other queries , but please verify what I have said at Health & Social Security Dept. They have a habit of moving the goal posts!! MBK Good Luck.[:D]

Help, please . I need to take video recordings off Non digi camcorder . I have done it before - but cant now remember how[:-))] The confusing bit is that between telly and video is the digi box .[8-)] It would be a bonus if I could watch what is coming off the camcorder at the same time as recording it. Thank you in anticipation ("her in doors" MBK)  

This contact might be of help to someone. We are fortunate we have  E121 and for a top up we just have hospitalization, ( it also includes x rays and blood test and many other things ) excellent service from this company.His correspondence is in English and he always has time to explain. MBK[:D] Dear clients Information for foreign people living in France and health cover  A new European directive (march 2007) is going to change the way to benefit at the CMU (delivery by CPAM) for people resident in France. The foreign and inactive people (without professional registration) and who don’t benefit the E106 or E121 form (as retired) will see our cover by CMU cancelled the 31st of March 2008 at least. They must subscribe instead of a private cover with a new provider (Compagnie d’assurances) before the 1st of April 2008 It is an obligation to be permitted to stay and live on the French territory.  As broker for several insurers, we could provide solutions for your health cover and send you some quotes I f you are concerning by this case or if you have friends speaking about it, it will be a pleasure to make an offer.   If you need more information or for asking something, you can contact me by e-mail                                      [email protected]   Kind regards Eric ROUCHAUD agent general d’assurances BP n ° 5 16 G rand rue 47330 CASTILLONNES TEL :05 53 36 80 44 Fax : 05 53 36 95 92 [email protected]

This could be positive news- friends whose 106 expires January 2008 received letter today from CMU (47) to say they may affiliate until March 2008 - we advised them to hot foot it down there with documents so they are in the system pronto - encouraging news - I think. MBK

[:-))]My Lydll looks more stylish and interesting than your lydl[:$]but what the [:-))] as long as we are all snug as a bug in a rug. Enjoyed the natter.MBK Byee

Sid, Not sure if I am allowed to post a link to other forum but here goes http://www.totalfrance.com/france/forum/viewtopic.php?t=36030 [;-)]  

[:D] Electric Blankets are in Lydll this Monday the 26th November - leave one for me[:-))] MBK

Spotted this on another forum -Do you think there will be much opposition? Président Sarkozy has idea of " Contrôle Technique" for motobykes. Could cost Euro 100.[+o(] A good idea? MBK

Would appreciate a few comments in laymans terms, please.[8-)][blink] http://www.telegraph.co.uk/global/main.jhtml;jsessionid=JJY4AVBPBSE4LQFIQMGCFFOAVCBQUIV0?xml=/global/2007/11/01/non-resident-in-UK.xml

I have just read page 8 of Connexion in Novembers edition- headline reads Five year residency rule confirmed but critically ill still waiting update. Do you believe it? Fingers crossed its correct. Good Luck MBK

A subject close to all our hearts .[:D] will the inheritance "bit" still have to be approved by the upper house.? When all is approved -it would mean when we both have died our offspring will have no inheritance tax to pay on the house etc-wouldn't it-[8-)] please say yes[:-))] (I know I have asked similar before but didn't quite understand all the answers-sorry. PARIS, July 17, 2007 (AFP) - The French National Assembly late Monday approved a tax-cutting bill which encompasses key manifesto pledges made by President Nicolas Sarkozy. The Law on Work, Employment and Spending Power was voted through by the Assembly's large centre-right majority and will now move before the upper house of parliament, the Senate, on July 25. The law's main provision is to remove tax and social charges from overtime hours -- a measure which Sarkozy says is meant to restore an appetite for work among the French. It also abolishes inheritance tax for all but the very wealthy; places a 50 percent ceiling on income tax; introduces tax relief for household mortgage-payers; and places restrictions on so-called "golden parachutes" paid to departing company bosses. MPs from the opposition Socialist Party described the law as a series of "gifts to the rich" but Economy Minister Christine Lagarde told the Assembly it should generate an extra half percent of economic growth in 2008. The government estimates the annual cost of the tax cuts at 13.6 billion euros (18,75 billion dollars).  The predicted loss of revenue has forced the government to backtrack on promises to the EU to balance the national budget by 2010.