Hi, I am due to rent an apartment from 1st March near Annemmase. I was a bit surprised to discover I have to take out insurance for repair of goods (such as washing machine) even though they do not belong to me. Also, against water damage, fire, etc. I don't mind going along if this is the norm but I do not want to be ripped off. Is taking out such insurance normal practice? I know I have to pay habitation tax and a nominal garbage tax (the owner informs me). Are there any other surprises I need to be aware of. Thanks Rafa