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Ron Avery

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Everything posted by Ron Avery

  1. I did say were you sure BJ!!  I think the criteria is certainly that it has to be habitable to attract tax but if not furnished and not lived in it does not, however, if its lived in it does attract tax, from what SD posted, irrespective of the level of furniture, ie a li-lo on the floor would constitute a bed.  I would cetainly be wary of showing the Mairie a furnished property every year to prove it was enpty, as they are responsible for social housing it might not stay empty long[6]
  2. [quote user="ErnieY"] Thought about it sweets, got his email address [email protected] [:)] Edit: Make that [email protected]  [/quote] I suppose that they actually mention that you have to register is an improvement on the Connexion and the AXA norm.  Three months can be the limit for registration, remember that single vehicle C de Cs can take longer throuygh DRIRE than the one month norm. If you E mail him Ern ask him why his english speaking agent in Villefranche in 12 has just issued at least the third years' insurance on a UK reg'd Ford Galaxy without a CT and a Nova both seen regularly around the town?
  3. [quote user="hakunamatata"]I dont know what it is like where you live but here in Aude, it is extremely cold, extremely wet (lashing rain last night and so far all today) grey clouds not a sign of blue and its nearly May.  My garden is waterlogged and the trees are bending over - when will it stop?[/quote] Rain is forecast all next week until Saturday.  Go here http://fr.weather.com/national  and enter your post code in the search box
  4. [quote user="babcock"]except that car so close up behind you that you can't see the number plate. Why do they do that? Are they trying to use your slipstream to reduce their petrol consumption?[/quote]   No they are trying to overtake you, that is the way they drive here, if they sit back its possible to see the on-coming bend or brow of a hill, so they might not try to pass[Www].  Yes its annoying but all you need to do is let them pass and carry on your merry way.
  5. If you had been really quick those links might have got you into my bank account, although I was logged in at the time, I managed it[:-))]  It opened up another window in my internet account, how weird and worrying!!  Having logged out some of those links still took me to the HSBC home page, despite the hyperlinks apparently having been removed, which they certainly have been now[:$]
  6. [quote user="Jazzer"]Your reply seems to make sense, but if I read Nectarines first posting  correctly HSBC don't seem to agree.[/quote] You can do it if you have internet access to your HSBC account.  You go into your account and get these boxes Recent transactions Statement deivery Previous statements Make a payment Carges & interest Send money overseas Transfer Money  Send me my PIN Standing orders & Direct Debits Stop a cheque etc Its done exactly the way Nectarine wanted it, you set it up and then use it over and over again. BUT as I said watch the chages as I had hell of a battle with HSBC who tried to charge me twice for the same transaction claiming 3 months later that they had incurred charges from the French bank which the French banlk denied making.  So its best to have the charges paid at both ends and then its clearer who is charging for what.
  7. Its the cultural differences that makes UK drivers think they are far better than the French and that the French are kerap.  The vast majority of the French really don't mind being overtaken and will allow cars to overtake,  they assume that they are in a hurry and allow them to pass, they also make space so that the overtaking car can move back if the complete pass cannot be achieved.  The UK driver speeds up when being passed and also closes the gap to "serve them right for trying to pass me!!" I now have the philosophy if they want to pass me let them I have all day and if they want to drive fast in the rain why should I worry? To endorse what SD and Deb  said, driving up the A20 or A75 in France beats driving down the M1 or M11 with its 85mph outside lane tailgating procession any day.
  8. If the student was in France you can include them, but like Parsnips I'm not sure about if studying and living abroad outside of the auspices of a French institution qualifies for a half part. There was somebody on here a long time back that tried to claim for a son at a University in the UK living in the family UK home and tried to claim for him as a dependant and that got turned down as they were not normally resident at the French residence.  You might have a case if they are in halls of residence in the UK and so technically resident with you,  if you have no UK home. But, another complication is that students normally resident in France pay fees to study in the UK.
  9. [quote user="BJSLIV"] If I complete the works, but don't live in it then do I become liable for the full payments? Only when it's furnished again [/quote] You sure?  Under that criteria all you need to do to avoid taxe hab is take out the furniture from a house and that is not my understanding at all.  AFAIK its whether its capable of habitation, not furnished!!
  10. [quote user="nectarine"]just to clarify - I'm in France and wanted to be able to transfer from the UK to my French bank account. Each time I do this I have to fax a letter to my bank, whereas I wanted to find a facility where perhaps the first time I need to do this in order to set up the transfer details but, every time thereafter, I could just click on my UK bank account to transfer, perhaps having my French bank account listed as a regular payee.[/quote] YES HSBC!!!!
  11. [quote user="duncan99"]How may foreign cars in the UK are in the same situation, with the mass influx of workers from Eastern Europe I have noticed loads of cars that obviously are not tourists - I can't see anyone driving back to Poland or Lithuania to get an MOT or renew their road tax ! [/quote]   As many of these workers only stay in the UK for 6 months and then return home there is no requirement for them to register their cars in the UK.
  12. HSBC allow transfers to other banks on-line if you have an internet bank log in.  Watch out for charges though and don't accept to pay all the charges  at the UK end. You have to set up the transfer on your account and have ALL the details of the French account available, IBAN address etc.
  13. [quote user="Clair"]Are you referring to the laurier-rose (oleander)? If so, it should tolerate temperatures down to -10°C.[/quote] It actually says "and will tolerate occasional light frost down to -10°C.  On that definition I wonder what a heavy frost is!!  They certainly doesn't like the cold wind either and grow far better further south towards the med. We made the same mistake the first year of not covering it with a fleece and had to cut it back to get rid of the brown leaves, but it did recover.[:)]   To answer the second point, hawthorn make a good barrier and spread quite well if kept low also firethorn which is a quick grower.
  14. Are they dead or just have brown leaves?  They don't like the cold or being too wet and that makes the leaves go brown, they have to be protected in the winter and from cold winds with a fleece.  Try cutting them down, getting rid of the brown leaves to a joint above the ground, they should sprout new growth when it warms up a bit.  Careful how you handle the leaves though.
  15. Allen, you still need your numero fiscale and teledeclerant number to access your accounts or do anything, I guess they want more people to do their returns on line and maybe whilst at work.  Its the same with the bank, all I need is my account number and password, with HSBC I need date of birth,  12 character log in number and a security number, French internet security does not appear to be as stringent, maybe they just don't see why anyone would want to access other people's tax declarations.
  16. Maybe we are not comparing like with like  My current certificate which now expires in 3 days time,  "Je vous informe que votre certificat électronique expire dans 10 jours ce qui entraînera la résiliation automatique de votre abonnement."  needs a password and I enter that at the point that you now don't. But the message I got telling me that my old certificate was expiring also invited me to log on and I could either declare on line without a certificate or continue to use the existing one. - vous pouvez déclarer sans certificat, à partir de n’importe quel ordinateur. Vous pouvez aussi continuer à utiliser votre certificat. So it seems, all I now have to do is log on "et voila" [:)]
  17. "And (to come back to my first point) do you have a password that protects access to your account?" Yes, but some systems like Firefox have a habit of autofilling but you can turn this off.    Allen, remember you also have to know your finance number and teledeclaration number to do anything much and you cannot pay any bills without having the invoice number.  No, its nothing like as secure as the Government gateway in the UK with its 16 digit gobbleydegook passwords but heh, its France and a darn site easier to use!!
  18. Oh we are listening Krusty, but as with most of the edicts from that source completely ignoring it and doing what is right. Have they ever posted a retraction to the great "you don't have to re-register your UK car" edict yet?  They have such a good reputation for well researched information and impeccable sources how could anybody doubt a word that they print[Www].
  19. [quote user="Scooby"]..til 22nd April. [/quote] 1€ if you live in France
  20. To go back to where we started, the French like the UK HMRC publish an "average" exchange rate that is designed to be used for a specific purposes and that is for income where there is an annual accrual.  Anything else then the rate on the day applies.
  21. Welcome to the Forum.  If that is your first post I hope we look forward to more of the same.  I think you will find that much of what you have posted has been said above by myself, SD, Allen, Coops etc and nobody would dispute an iota of what you say except those who seek to use information from various ill informed sources like the Connexion to their short term gain. 
  22. [quote user="J.R gone native"] I agree with most of the sentiments expressed but why is it thought that these cars are uninsured? I agree with Dave regarding the controls by the G-men whenever I am pulled it is permit de conduire and controle technique demanded whilst the other checks the windscreen vignette and tyres. [/quote] Apart from the sticker on the windscreen what other evidence of a CT do you have to carry, isn't the CT date also recorded on the Carte Grise? Uninsured is assumed if the car has no CT or no UK road tax or no French Insurance vignette, a reasonable assumption I would think.
  23. "Is this a new activity, prowling around car parks examining uk reg cars for evidence of a current "tax disc" No not new, arrogant, thick, ignorant people who have no regard for the wellbeing of their fellow men or the laws of the country that they live in, have been doing this for years, the problem is there are more of them now.  However, you have to be downright thick/arrogant/and or sad to think that these tight p****ks running an uninsured wreck around the roads of France is something to be proud of or condoned, for me its a national disgrace.[:@] I think the DVLA should follow up on all reports on SORN'd cars being used in France and do the people at the addresses used for the SORN for aiding an abetting an offence,  and also do them for the back tax, that would soon stop them.  The French police also have to take a share of the blame but they probably find it hard to differentiate between genuine holiday makers and scroats in wrecks, the genuine brits with insured and legal cars here have no such problems.[:@]
  24. Clair said "A lorry driver being overtaken will flash the overtaking driver to let him know it is safe to move back in the lane, as it is difficult to asses the distance at the back of the trailer". The lorry signal is not quite the same as a danger flash, its two longer "flashes", as Clair says  to let a driver know that their back is past your vehicle and they can safely go back in.  When I was driving an old bus down the A20 to Toulouse for the Gailac Primeur promotion I nearly lost the use of my left arm using the headlight switch so much.  With a max speed of 55kph I was passed by everyone, but all of the lorries bar none signalled "thank you" by the use of their indicators or hazard lights. Many autoroutes have signs that says "flashing means danger and not go ahead, so don't do it!!" Multiple flashing of lights by approaching cars can also means an accident or another road problem like cows on the road, the Gendarme sign is often accompanied round here by a thumbs down. 
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