hello there. I am newly registered as a macon and am going through the process of setting up my business....pension, mutelles etc. I have been made aware that the decinel is going to be difficult to get, and is very expensive. I would like to know how many of you out there have taken on this insurance..or if there is another way of covering myself/clients. I am aware that I need this, but have been led to believe that not all French artisans take this on.....is it a legal requirement or not? Can I trade without it and give my word to clients (As in UK), or am I legally bound to take the decinel? am a bit confused at the moment. Look forward to your responses....sorry if I come across as a bit thick, but I am tempted to forgo the decinel, but don't want to end up in hot water...would like the benefit of someone experienced..thanks