Having read all the doom and gloom accounts of French Banks on this forum, I was somewhat surprised by the experience I've just had with Banque Populaire des Alpes. Got keys to our Chalet in the AM, decided to check the local bank for current account & insurance as all quotes out of the UK seemed high. Got an immeadiate appointment, did all the account opening paperwork with English speaker, deposit, current etc. Got internet access, debit cards etc for 7 euros/month, hardly a huge amount. Insurance cost me 300 Euros for better cover of Buildings AND contents than I was being offered for £700 out of the UK. And yes we did declare 2nd home and all that. Overall an exemplary service at a great price so far.