This is something I need to look into during the research into a permanent move. A couple of tips: at least one leading provider has a 14 day cooling off period so for short term European Breakdown Cover (eg househunting for a week) you can cancel the annual fee when you return, as long as you didn't make a claim. It might not be easy to get them to repay you promptly but it is possible. The RAC have an 0800 number and a premium 0844 number but if you call the 0800 number you can still connect to customer service staff. Watch out for the small print on repatriation. Understandably, many insurers will only ship your car back to the UK if the shipping/towing costs are less than the current value of your car. Arguing the toss about £100 either way could be very frustrating. If it is badly damaged in an accident the value might be virtually zero and the insurers will need to be informed before you try to get recovery. I can imagine this being a complete nightmare after an accident in a foreign country. A lot of breakdown companies won't cover you (online) for travel the very next day (RAC did) so do not leave it too late to shop around. My choices were also seriously restricted because some websites were down for weekend maintenance. Everyone has a sorry tale about breakdown services. In my experience, the small print has caught me out every time, including being abandoned in the snow on Christmas eve.