Mint

I have received some very good advice and a lot of very useful information for which I am very grateful. I am not pursuing any claim to my insurance. I am merely trying to fathom how the system works in France, which I'm slowly understanding now, thank you to all. My story has indeed elaborated over the posts as I felt at the outset a full detailed essay may not engage enough people to obtain accurate info nor did I think that some of the info was indeed relevant. The fact that I had sold the vehicle two days before the crash was purely to outline how ridiculous my situation is. The buyer knew full well the car has/had no MOT, TAX and was SORN'd and it was priced to reflect this. I will more than likely now return his deposit as I'm expecting the car to be beyond repair. Contrary to thoughts, I was not in the vehicle, my vehicle was parked off a private road and was hit and potentially written-off. I am not seeking a claim, a scam nor any other foul behaviour. All I want to know is that will this french guys insurance pay out considering my lack of paperwork???????? It's a simply query to what I've, admittedly, turned into a complicated question for which I apologise. To be accused of being a scammer or dishonesty by 'one of your more established members' or not whether it be online or otherwise I find offensive. Hence my reply directed back at your "established member," which I might add was 'said' with what I hoped was a similar tongue-in-cheek nature to Dave's comments. I note that he did not outwardly show any offense taken and our sensible discussion therefore resumed. I do have a feeling he may have got the wrong end of the stick on this, which again is down to my poor leaking of the story. Dave said: "Seriously? the car was damaged, you sold it and THEN you want to make a claim?" - The car was fixed, yes, I then did sell it but I'm not making a claim. The guilty party will pursue their insurance to recompense me or my buyer depending whether he wants to continue with the sale or not. I thank all members for their input and the info received, I definitely feel like there is more light on the subject now, fingers crossed the outcome is favourable. Also some congratulations are in order too for those who have become "Established Members." I do so hope that you use this coveted accolade to set an example and become less judgmental and not so dismissive in your future postings.

[quote user="Chancer"]Actually looking at your first posting you said that the cost to get the thing "going" presumably to start and run far exceeded its pre-accident value, if thats the case and you have already sold the vehicle what is it that you are looking for?[/quote] No, not the case. It was a fair sum to get the thing going but only around 30% of its value. So still worth me getting it going to then either sell or get back to the UK. As I found a buyer at the right price I thought I'd cut my losses on the damned thing. However, I only received a deposit. So in my eyes I can't let the sale continue and expect this guy to pay up to receive a written off car..

[quote user="dave21478"]Ok, I will say it if nobody else wants to..... This sounds like someone with a UK reg scrapper who wants to try to make/scam a few bucks from someone elses insurance. Seriously? the car was damaged, you sold it and THEN you want to make a claim? Forget it - not one single insurer will even vaguely entertain the idea of paying out anything to you.[/quote] You've certainly got this all wrong Dave. If I was a scammer the last thing I'd do would be to advertise it online.. It has been a very unfortunate situation. I 'sold' the car two days before the accident, I had only taken a deposit whilst the buyer raised the remainding funds. My intention is to return the deposit and fingers crossed this frenchies insurance pay me a similar amount. Worst case I get nothing and the buyer gets his deposit back. I suppose Dave - it takes one to know one??!!

[quote user="nomoss"]Incidentally, how did someone manage to crash into it in its "stationary and Off-Road location" ? [/quote] Good question.. Private Road with parking which is covered in ice.

HoneySuckleDreams Wrote: "hmmmm... no tax, no MOT and therefor invalidating any UK insurance, assuming you do have (sorry..did have) insurance?" Yup as per AnOther this is incorrect. Car was off-road and not being driven. Insurance is still valid. The last issue(s) I have is that because it was very icy, my car slid into another car and dented their side panel.. So it's unlikely they will claim on insurance for one car and pay out a cash sum for my old banger.... WHICH, I infact managed to sell on Friday, so 'oh what a tangled web we weave' doesn't even come close to describing this mess....!!! Thanks Chancer, I must say I have to agree with your thoughts.. If this was in the UK and the car was SORN/Off-Road and infact uninsured I would be fine and would receive a pay out.

Thanks for the replies. My insurance covered me for 11months of the year in europe/outside the UK and 1month in the UK. Bearing in mind I had the car in the UK for approx 4/5days before driving it to France this side of things isn't an issue. What I don't understand is: the guy who did the damage has put his hands up and admitted liability. Assuming he is definitely insured (he was a young guy who actually drove off and was hunted down by a neighbour who knew his parents) why would his insurance need to speak to mine anyway? So either his insurance pays out or due to paperwork they don't are what I'm guessing are the possible outcomes?!?? WRT Constat Amiable d'Accident - Unfortunately I've had to return to the UK today and the details are now in a friends hands, however, I believe this is what they have been doing this evening. Drawing pictures and filling in forms..

So a ridiculous situation.. My UK registered Car died back in Feb in France. Consequently I had to return to the UK sans car and it has been off-road in France ever since. Unfortunately the MOT and UK Tax both expired and I informed the DVLA via SORN. With the intention to bring it back to life and to the UK when work/family commitments etc lapsed. Last week I managed the former and got it started with great expense (compared to its value).. On Sunday, whilst in it's stationary and Off-Road location someone decided to crash into it and by all intents and purposes write it off. They have claimed full responsibility. Where does that leave me with regards to A) the paperwork side of things, will I be in trouble with the French authorities? and B) will their insurance pay out on a vehicle with little or no paperwork?