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mukii

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  1. Hello there, We just finishing our holiday house in Brittany. We had 2 options. Renovation is one of our favourite so we looked on the solicitors' sites on internet. We went in holidays and looked too. I am French so it is easy for us and I know well that part of Brittany. Where to look: The solicitors sites were our choice are they are serious people . Plus the people selling with their solicitors will do the contract with them, easy way for us. We did not go to sign we gave our right to the solicitor  to sign for us. The papers were send, we checked them... that is very important mistakes can be made.    The solicitors selling properties are not pushy and answer questions, nothing to hide. They generally speak a bit of English and no problem for them to send you via the net some infos and even if you ask  for the  plan de masse of the house. Because sometimes the way the picture is taken .. that does not match with the description. You can discuss the prices with them too as some of the clients...think they are sitting on gold... and solicitors can talk to their sellers.. you do not find a buyer so easily these days. Take care of old farms... very often they were already shared into plots.. and you can end up with a public path in the middle of your yard.. noway your can close your property in that case. .  and the neighbours are right to your back. remember in France you are the one who chooses, checks everything... if there is a future project for a big road, rubbish tip, rotten wood in the house.. ask questions about sewers.. septic tank, that is the rule in countryside in France. That is another cost to the house and where can you fit it? If you want to extend check with the mairie, 'le plan d'occupation des sols', what is possible or not. Listed buildings are nightmares.... Check if there is water next to you by looking around in gardens, fields, talk with neighbour... avoid theses situations. Check if there is any right for neighbour to pass on your land or if you have to do it to access your property. (droit de passage)  As you will be not there all the times people will take advantage of it and it is matter for argument between neighbours in the future and to sell back French people do not like that. If it is cheap.. or for a very long time on the market,look out there is a trap or something wrong around it.... One good thing to do if you choose something is to ask an architect, they are underneath 'architect D.P.L.G' or ask 'l'ordre des architectes' to indicate one to you. The guy comes with you to visit and you talk technical stuff with him, he checks and will give you an idea of price and what can be done or not and he can advise on different apsects as he will know the region, the place, Our second option was  a lock-and-go so for the same budget we built a new house full of caracters with a constructor. That was easy for us I am French and an architect. The compagny we choose let me draw my project and built it for us. So far so good we should have it this month.. if  the electricity  is connected. I Buying it is no so difficult, but you need to be able to speak a bit of French to check contracts. You need to understand the way France works, electricity contractor, taxe man, all the taxes to be paid. The solicitors are a very good option for foreigner, trusty people. Banking: for banking we took in our region Credit Agricole. The English one... they are good, speak English, we do transaction through the computer. No problem. The one we have is in Caen but you will find where you are, so many englishmen already there. One thing, take care of your credit card as in France you loose it, the machine eats it... you pay for a new one.  You pay for a lot of things with french banks. Manage your account from internet.. that is free.. house is the double of taxe for the community where the house is. When you have your place you are aware you are going to pay taxes over there. That will be your second house so you are going to pay more than the normal resident. Nothing to see with your nationality, secondary house are more expensive to run than a main one. The French taxe man is a business man always pay before, or on time if not you will pay a sanction. the best way is to register on line and direct debit. Here some ideas.. it is bit hard in the beginning but you will learn to know the French and their ways to do things.... my husband who is englih says why do i have to pay that??? it is because it is like that in France and that is it! That worth the effort and in a couple it is a new project, full of excitement .. and difficulties to do together.  cheers. Nathalie
  2. Hello there, We just finishing our holiday house in Brittany. We had 2 options. Renovation is one of our favourite so we looked on the solicitors' sites on internet. We went in holidays and looked too. I am French so it is easy for us and I know well that part of Brittany. Where to look: The solicitors sites were our choice are they are serious people . Plus the people selling with their solicitors will do the contract with them, easy way for us. We did not go to sign we gave our right to the solicitor  to sign for us. The papers were send, we checked them... that is very important mistakes can be made.    The solicitors selling properties are not pushy and answer questions, nothing to hide. They generally speak a bit of English and no problem for them to send you via the net some infos and even if you ask  for the  plan de masse of the house. Because sometimes the way the picture is taken .. that does not match with the description. You can discuss the prices with them too as some of the clients...think they are sitting on gold... and solicitors can talk to their sellers.. you do not find a buyer so easily these days. Take care of old farms... very often they were already shared into plots.. and you can end up with a public path in the middle of your yard.. noway your can close your property in that case. .  and the neighbours are right to your back. remember in France you are the one who chooses, checks everything... if there is a future project for a big road, rubbish tip, rotten wood in the house.. ask questions about sewers.. septic tank, that is the rule in countryside in France. That is another cost to the house and where can you fit it? If you want to extend check with the mairie, 'le plan d'occupation des sols', what is possible or not. Listed buildings are nightmares.... Check if there is water next to you by looking around in gardens, fields, talk with neighbour... avoid theses situations. Check if there is any right for neighbour to pass on your land or if you have to do it to access your property. (droit de passage)  As you will be not there all the times people will take advantage of it and it is matter for argument between neighbours in the future and to sell back French people do not like that. If it is cheap.. or for a very long time on the market,look out there is a trap or something wrong around it.... One good thing to do if you choose something is to ask an architect, they are underneath 'architect D.P.L.G' or ask 'l'ordre des architectes' to indicate one to you. The guy comes with you to visit and you talk technical stuff with him, he checks and will give you an idea of price and what can be done or not and he can advise on different apsects as he will know the region, the place, Our second option was  a lock-and-go so for the same budget we built a new house full of caracters with a constructor. That was easy for us I am French and an architect. The compagny we choose let me draw my project and built it for us. So far so good we should have it this month.. if  the electricity  is connected. I Buying it is no so difficult, but you need to be able to speak a bit of French to check contracts. You need to understand the way France works, electricity contractor, taxe man, all the taxes to be paid. The solicitors are a very good option for foreigner, trusty people. Banking: for banking we took in our region Credit Agricole. The English one... they are good, speak English, we do transaction through the computer. No problem. The one we have is in Caen but you will find where you are, so many englishmen already there. One thing, take care of your credit card as in France you loose it, the machine eats it... you pay for a new one.  You pay for a lot of things with french banks. Manage your account from internet.. that is free.. house is the double of taxe for the community where the house is. When you have your place you are aware you are going to pay taxes over there. That will be your second house so you are going to pay more than the normal resident. Nothing to see with your nationality, secondary house are more expensive to run than a main one. The French taxe man is a business man always pay before, or on time if not you will pay a sanction. the best way is to register on line and direct debit. Here some ideas.. it is bit hard in the beginning but you will learn to know the French and their ways to do things.... my husband who is englih says why do i have to pay that??? it is because it is like that in France and that is it! That worth the effort and in a couple it is a new project, full of excitement .. and difficulties to do together.  cheers. Nathalie
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