Bordering

The deposit isn't 'set in stone'. I wasn't asked for one at all. Once you've signed the compromis you're legally obliged to complete and there's no getting out of it (except perhaps by buying your way out). If you're worth suing, they'd probably do it if necessary.

Thanks for the feedback, I'll have a look at the options suggested. Now just a matter of hanging out for the best rate, and hoping it doesn't get worse and worse as I watch it...

On the front page of the HIFX website there's a 'calculator', but also a rider (if you seek it out) which says that this is 'the inter-bank rate, not available to individuals' and to request a quote. Anyone know how they calculate the actual amount you get? Also, is this the best option for transferring house-buying amounts?