stan

[quote user="NormanH"]"Les conditions" usually refers to your income. So it means you no longer fulfil the conditions for an exoneration .. Has your income gone over the threshold as I suggested in my earlier post? [/quote] Without checking, I suspect you are entireley correct. Our income for last years (2011) tax habitation was based on declared income for 2010, and due to the fact that we became resident almost half way through at year would mean that our income was therefore below the threshold for that year. Our income for 2011 would be over the threshold, hence the full whack for TH, despite having 2.5 tax parts ! Thanks NormanH.

Received the paper copy today, and as per NormanHs avis, says "Vous ne remplissez plus en 2012 les conditions pour bénéficier du même allégement de taxe d'habitation qu'en 2011". It says to see the Notice attached to the Avis, but it says nothing as to the reasons, as far as I can see. Anyone good as deciphering these Avis Notices?

Thanks benjamin and woolybanana...sounds like a plan! Thanks.

My wife and I are moving back to the UK permanently. We both have Carte Vitales and a Top up insurance. My wife has a final doctors/specialist appointment the day before we leave. What is the usual procedure for returning carte vitales and cancelling mutuelles? My understanding is that we simply return our CVs to our local pharmacy as we are not near a CPAM office, on the way to the ferry, and the following day once back in the UK snd having registered with the NHS, we send confirmation of registering with the NHS to the mutuelle, who then cancel the contract. is that about correct?

[quote user="Gardian"]There's any number of reasons as to why this has occurred. The most likely is that the Valeur Locative of your property has been re-assessed (house extension / improvement a few years back?) and this has now kicked in.  That could make a big difference. The other possibility is a re-assessment as a result of your RFR being changed (as with the previous poster perhaps), but it sounds unlikely. Until you see the written assessment, its impossible to say.    [/quote] I don`t think that the Valeur Locative would be the case as we have had no knowlwdge of any re-assessment, nor any great improvement in the house, not recently, or even a few years back. But, as you say, until I see the written assessment, the reason can only be guessed.

I don`t know what has happened with mine this year. It has virtually doubled this year, an increase of 90%. Seems a big increase. I found the figure in My Space in the online tax website, although it gives no breakdown of the figures, and as Gardian wrote..it is too early for the actual invoices. Surely such big hikes are not normal? I usually receive the disabled discount (2.5 parts), but cant say yet if there has been an error.

[quote user="stan"][quote user="Chancer"]Only my gut feeling but I reckon that either they cannot physically do it or legally would be on a sticky wicket, i think just the threat alone bolstered by the endless well intentioned but IMH experience plain wrong advice on the internet achieves what they want by scaring 99% of people into either paying far more for the same service or driving them to the competition who operate similar cartel pricing and scare tactics. If they ever do back charge me I would claim a Visa chargeback saying it was unauthorised, it wouldnt cost me anything. The tunnel has the great advantage of tiny variable costs compared to the ferry, it costs them far less to run a half full or empty train than it does a boat, plus they can ramp up and down the service at will consolidating crossings or running more trains, the delay with the tunnel is barely noticeable and can always be blamed on would be immigrants on the track, when the boats do the same and I have suffered this its a wait of several hours. It seems crazy that they dont adopt a pricing structure that runs the trains to capacity but one has to assume that a company of that size knows what they are doing, they use a demand pricing model like the airlines and I guess thay make their money during the summer when they can by and large charge what they want and get away with it, yet............. yet, you can still buy a day return for €44 even at the height of the season. Someone asked when I last did this, just before February I think as then I bought a carnet of 10 tickets as a hedge against the prices shooting up with the demise of Seafrance, not a good decision in hindsight as I have already let a friend use a couple and I have 3 remaining to use before Feb or I will lose them. [/quote] Can you give one of the tickets in your carnet to anyone to use, or do they have to be used by the cardholder, or person they were issued to only? I could do you a deal for one [:D] [/quote] Cancel that query Chancer, I see that Eurotunnel have all the tricks tied up ![:(] - why I am I not surprised.[8-)]

[quote user="Chancer"]Only my gut feeling but I reckon that either they cannot physically do it or legally would be on a sticky wicket, i think just the threat alone bolstered by the endless well intentioned but IMH experience plain wrong advice on the internet achieves what they want by scaring 99% of people into either paying far more for the same service or driving them to the competition who operate similar cartel pricing and scare tactics. If they ever do back charge me I would claim a Visa chargeback saying it was unauthorised, it wouldnt cost me anything. The tunnel has the great advantage of tiny variable costs compared to the ferry, it costs them far less to run a half full or empty train than it does a boat, plus they can ramp up and down the service at will consolidating crossings or running more trains, the delay with the tunnel is barely noticeable and can always be blamed on would be immigrants on the track, when the boats do the same and I have suffered this its a wait of several hours. It seems crazy that they dont adopt a pricing structure that runs the trains to capacity but one has to assume that a company of that size knows what they are doing, they use a demand pricing model like the airlines and I guess thay make their money during the summer when they can by and large charge what they want and get away with it, yet............. yet, you can still buy a day return for €44 even at the height of the season. Someone asked when I last did this, just before February I think as then I bought a carnet of 10 tickets as a hedge against the prices shooting up with the demise of Seafrance, not a good decision in hindsight as I have already let a friend use a couple and I have 3 remaining to use before Feb or I will lose them. [/quote] Can you give one of the tickets in your carnet to anyone to use, or do they have to be used by the cardholder, or person they were issued to only? I could do you a deal for one [:D]

There is quite a lot on the internet about Day Returns and Sinlge fares, but nothing really definitive regarding Eurotunnel charging later for the diffference, most of the posts and articles dissolve into arguments about contract law ! Throwing some fuel on the fire now, can I ask, is it possible to pay cash at the terminal on arrival, or are the price of these "turn up" tickets sky high to deter chancers like myself who only want to get back home at a non rip off price !

[quote user="Chancer"]Not saying that they cant but I am saying they dont, done it many times and they never have. .[/quote] When was the last time you did this Chancer, recently?

[quote user="andyh4"]Quote:  I just don`t see how they can recharge the debit card after payment has been made for a day return, and the return trip had passed without one being a passenger.   It is easy.  They electronically have your name, your credit card number, the expiry date and the security code (3 digit).  With those they could in theory do what they want and if the T&Cs allow them to charge you they have all the information that they need to do so.   Gone are the days when they would have had to go trough tens of thousands of paper swipe impressions. [/quote] I always thought the 3 digit code was encrypted when it was received by a company, hence they cannot use it, even electronically, which is why companies ask for the security code again if they have your card details and wish to sell you something/redebit your card..maybe I`m wrong. Also, most companies have to use Verisign for Mastercard or Verified by Visa when goods/services are purchased online, and that requires a specific authorisation code for any purchase, which cannot be used later for an additional debit, although I`m not sure if Eurotunnel use these verification procedures for their online tranasaction. I was just interested to find out if anyone else has been debited later for the difference between a single fare and a day return where they had not used the return part.

[quote user="NickP"][quote user="stan"] I did`nt think they could. I just can`t see how they can re-debit your card once a transaction has been authorised and paid to them. - send the bailiffs to your door? [/quote] You may find that under their terms and conditions, that you give them the right to recharge you should they catch you breaking their T&C's. If their T&C's are anything like most transport companies, you would lose the will to live before you can read and understand all of the rules.[:D] [/quote] Yes NickP, the T&Cs say exactly that. I just don`t see how they can recharge the debit card after payment has been made for a day return, and the return trip had passed without one being a passenger.

[quote user="You can call me Betty"]Try it, and let us know...[:D] [/quote] As for you, probably the most helpful reply ever ![;-)]

[quote user="Chancer"]Not saying that they cant but I am saying they dont, done it many times and they never have. [/quote] I did`nt think they could. I just can`t see how they can re-debit your card once a transaction has been authorised and paid to them. - send the bailiffs to your door?

I`m looking into prices for a one way trip home from France to the UK and see that the day/overnight fares are significantly cheaper than a single. Looking at their T&Cs, they state that Eurotunnel can seek payment of the difference in the event that a customer buys such a cheap Day Return instead of a single and does`nt use the return portion. Given the fact that a ticket can be purchased up front, possibly weeks and months in advance, how can Eurotunnel seek payment of any difference in fare after the outward journey?

[quote user="Boiling a frog"]My take is this. The buyer signs a compromis as does the seller. This contains a clause suspensive that it is dependent on obtaining a mortgage. The buyer then has a 7 day cooling off period after which they can (but not a legal requiremet) pay a deposit ,10% being normal) Then the bank offers a mortgage with a 10 day cooling off . If the buyer decides not to take up the mortgage offer they cannot use that as an excuse not to go ahead with the sale so would probably loose the deposit.[/quote] Thanaks Boiling a Frog, that sounds like the plan !, appreciated.

Being in the process of selling my house in France, I am aware of the 7 day cooling off period for any buyer following receipt of the signed Compromis de Vente. In our case the buyer is buying with a small mortgage along with substantial capital. The estate agent has said (and I recall this from my own buying experience) that the bank supplying the mortgage also stipulates a 10 day cooling off period following acceptance of the mortgage. If the buyer then withdraws from the mortgage offer during this 10 day cooling off period, I take it there is no loss of deposit that was lodged following the 7 day Compromis de Vente cooling off period and that is the end of the matter. I have tried to get this info from the estate agent, but as usual he is a bit cagey and will not give me an answer other than "there will be no problem, I have checked with the bank !)

[quote user="nomoss"]I'm pretty sure "montage" means removing the old tyre and fitting the new one, which seems to be what you require, so why not use that as a guide price to negotiate a price for fitting your 5 tyres. Unless their price for montage specifies that it only applies to tyres bought from them, I don't see how they could charge more for tyres supplied by yourself.   [/quote] Thanks, but if it were a car, "montage" means the setting of the car on a ramp or hydraulic lift, the removal of the old wheels, then replacemenent of tyres as per my wish, the replacing of the wheels and lowering of vehicle. I would buy the tyres via an online site which delivers to the tyre centre, then take my trailer wheels in my car for fitting, without the mechanics having to secure any vehicle, and remove/replace wheels, surely this latter service must be cheaper than the " full montage"!

Before I start on a crusade of trying to get devis using my bad French, does anyone know the estimated cost of simply taking a wheel to a tyre centre and having them replace the tyre with a new one. Not the cost of the tyre (thats in hand), just the cost of taking off the old one and putting on a new one. All the tyre centres online just have the price of "montage", which is not what I want (nor the price). I have 5 trailer wheels with bad tyres that I wish to replace with new ones.

[quote user="Chancer"]On Saturday I am helping a friend move her things out of her ex boyfriends place in the next departement, they didnt live together but would spend weekends at each others houses, you know the kind of thing. I thought it was for moral support as you dont need help for a toothbrush, hair dryer, some clothes and cosmetics but she told me that she was hiring a 12M3 fourgon [:-))], either she has a lot of shoes or she is a bigger hoarder than I am. I told her not to bother with the rental as I have a 12m3 van trailer (bought from Ebay UK) plus the back of my estate car and we would use less diesel than the fourgon, when she told me how much it was going to cost her for one days hire and franchise kilometrique I realised that was more than the trailer had cost me.  [/quote] Good tip to buy a box trailer from eBay UK. I do not think I would be able to get a carte grise for one by the time I need  removal. Did you have much difficulty with all the paperwork for registering it in France..worth a thought if it were straightforward enough.

Has anyone any knowledge or experience of hiring a "Luton" size van in France to move household goods back to the UK, then return with the van (naturally!)? Is it allowed? Are there specific national companies which allow this? I have been looking at a local SuperU hire van and thinking it would be perfect, but I doubt cross border travel would be allowed. Just enquiring.....before I get the big "NON" at SuperU.

Yes NormanH, you answered my question perfectly, tthank you very much. I did try the link to the site you suggested but could not find that particular calculator. I found another calculator on the paris.notaires site, just a bit annoyed that they should take a percentage of the original loan, rather than what one has left to pay, but hey ho, thats France !

[quote user="idun"]What does your mortgage contract say? Because one we  had, had a percentage charge, I suppose a sort of fine, for paying it off early as well as the implications on the hypotheque.[/quote] As I said, nothing to do with the bank, my mortgage paperwork says no early redemtion fee, and they have already confirmed in writing that they seek no charges. The question is re the Notaires`s fee for returning the funds to the bank and all the necessary paperwork re title deeds in relatuion to the bank`s security over the property. Bit alarmed with the other post though that the Notaires fee is a percentage of the original loan. We originally bought with a bridging type loan of nearly 100% of the purchase price, which is literally 10 times of what is left to pay on the mortgage.

I have had a couple of posts on here re the sale of my house, but another question I cannot find th answer to, and one which i would`nt mind answered before I go to the Notaire with some other bits of documentation I have to hand in. Basically I have a mortgage on the property and obviously the Notaire has to take that off the final price and return same to the bank. Does anyone know the fee for this? There will be no early redemption fee applied by the bank, but there must be some charge made for redeeming the funds.

[quote user="idun"] Stan, you really are looking at this from the wrong angle. You are a french resident in 2011 and you will fill in your tax return next spring time. Doesn't matter where you are, you fill in the tax form for 2011 next spring and you will get all your allowances etc. [/quote]