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Jimmy

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Posts posted by Jimmy

    Advice/Opinions Please

    in House Renovations

    Posted

    [quote user="londoneye"]Hi Sid

    No I didn't find the Lapeyre one I will have another look.

    We have always been happy with their stuff, especially the made to measure windows we had (necessity rather than personal choice), which were very good quality and really not that expensive.

    Will look again, thanks.[/quote]

    Why not just browse their catalogue HERE

    cost of heating oil

    in The Complete France Post Bag

    Posted

    [quote user="pachapapa"]

    Le fioul domestique  supérieur : Chaque marque a le sien et ils se valent. Il apporte une légère amélioration dans la combustion du fioul / fuel domestique. Il minimise l'encrassement du conduits de cheminée et protège votre cuve contre l'encrassement. La différence de prix (15 à 25 € m3) est absorbée par un léger gain de consommation.

    [/quote]

    This still doesn't explain the difference, perhaps a heating engineer could clarify. I suppose it must have additives which help stop jet blockage but wonder if it is worth premium price especially when new jets are only about 15€ and we have one fitted at every service.

    Green card insurance certificate

    in Driving in France

    Posted

    [quote user="pachapapa"]

    [quote user="AnOther"]A cryptic reply which doesn't help the OP in the slightest [blink]

    [/quote]

    Let me be more explicit the green card in france is coloured green and consists of two green bits.

    Am I unique or does someone else have a vehicle matriculated in france with a green square stuck on their windscreen?

    [/quote]

    Yet another stupid, wind up response from pachapapa. The OP said they were "travelling to France in a couple of weeks" not that they lived in France.

    UK Muslim account at LLOYDS

    in Other Topics

    Posted

    [quote user="Gardener"]http://www.lloydstsb.com/media/lloydstsb2004/pdfs/islamic_account_welcome_pack.pdf

    They are getting a differnt service that's all.

    NO interest. NO overdraft.

    So they bank is paying them any money and neither are they borrowing the banks money.

    From the website

    Islamic Free All the main Classic account benefits. No interest paid or received (in accordance with Shariah law) and this means no Planned Overdraft available. Money managed in a Shariah way .

    Again from the website

    http://www.lloydstsb.com/current_accounts/overdraft_changes.asp

    Classic Account, Added Value Accounts, Student and Graduate Accounts

    (There is a monthly fee for Added Value Accounts)

    Reasons that you might pay fees Current Unplanned Overdraft fees Unplanned Overdraft fees from December 2010

    We refuse a payment from your account because there is not enough money in your account. £20 If size of payment is £10 or less: Nil

    If size of payment is £10.01 or greater: £10

    A payment from your account takes you into an Unplanned Overdraft by less than £10.

    You use an Unplanned Overdraft for one day during the month. £21 Nil

    A payment from your account takes you into an Unplanned Overdraft and you make another payment from the account while you are overdrawn.

    You use an Unplanned Overdraft for two days in a row during the month.

    (Based on your account being in an Unplanned Overdraft for one day between £25-£100 followed by one day in excess of £100)

    £50 £25

    A payment from your account takes you into an Unplanned Overdraft and you make nine further payments from your account while you are overdrawn.

    You use an Unplanned Overdraft for 10 days in a row during the month.

    (Based on your account being in an Unplanned Overdraft for one day for between £25 - £100 and then for nine days in excess of £100*) £210 £85

    A payment from your account takes you into an Unplanned Overdraft. You are overdrawn for one day.

    However, on three further occasions during the same month, a payment takes you into an Unplanned Overdraft. On each of these occasions you are overdrawn for three days.

    (Based on your account being in an Unplanned Overdraft for one day at less than £10, three days between £25-£100 and then six days in excess of £100*) £186 £85

    A payment from your account takes you into an Unplanned Overdraft. You are overdrawn for 21 days in a row during the month and you make 12 further payments from the account while you are overdrawn.

    (Based on your account being in an Unplanned Overdraft for five days between £25-£100 and 16 days in excess of £100*) £190 £85

    * You will only pay Unplanned Overdraft Daily Fees for up to a maximum of 10 days in any monthly billing period. From December 2010, you will only pay Unplanned Overdraft daily fees for up to a maximum of 8 days in any billing period.

    Back to top

    Classic Account with Control (£10 monthly fee)

    Reasons that you might pay fees Current Unplanned Overdraft fees Unplanned Overdraft fees from December 2010

    We refuse a payment from your account because there is not enough money in your account. £10 Nil

    A payment from your account takes you into an Unplanned Overdraft by less than £10.

    You use an Unplanned Overdraft for one day during the month. £15 Nil

    A payment from your account takes you into an Unplanned Overdraft and you make another payment from the account while you are overdrawn.

    You use an Unplanned Overdraft for two days in a row during the month.

    (Based on your account being in an Unplanned Overdraft for one day between £25-£100 followed by one day in excess of £100)

    £15 Nil

    A payment from your account takes you into an Unplanned Overdraft and you make nine further payments from your account while you are overdrawn.

    You use an Unplanned Overdraft for 10 days in a row during the month.

    (Based on your account being in an Unplanned Overdraft for one day for between £25 - £100 and then for nine days in excess of £100) £15 Nil

    A payment from your account takes you into an Unplanned Overdraft. You are overdrawn for one day.

    However, on three further occasions during the same month, a payment takes you into an Unplanned Overdraft. On each of these occasions you are overdrawn for three days.

    (Based on your account being in an Unplanned Overdraft for one day at less than £10, three days between £25-£100 and then six days in excess of £100) £15 Nil

    A payment from your account takes you into an Unplanned Overdraft. You are overdrawn for 21 days in a row during the month and you make 12 further payments from the account while you are overdrawn.

    (Based on your account being in an Unplanned Overdraft for five days between £25-£100 and 16 days in excess of £100) £15 Nil

    Back to top

    Cash Account

    Reasons that you might pay fees Current Unplanned Overdraft fees Unplanned Overdraft fees from December 2010

    We refuse a payment from your account because there is not enough money in your account. If size of payment is less than £10: Nil

    If size of payment is £10 or greater: £20 If size of payment is £10 or less: Nil

    If size of payment is £10.01 or greater: £10

    A payment from your account takes you into an Unplanned Overdraft by less than £10.

    You use an Unplanned Overdraft for one day during the month. £15 Nil

    A payment from your account takes you into an Unplanned Overdraft and you make another payment from the account while you are overdrawn.

    You use an Unplanned Overdraft for two days in a row during the month.

    (Based on your account being in an Unplanned Overdraft for one day between £25-£100 followed by one day in excess of £100)

    £15 £5

    A payment from your account takes you into an Unplanned Overdraft and you make nine further payments from your account while you are overdrawn.

    You use an Unplanned Overdraft for 10 days in a row during the month.

    (Based on your account being in an Unplanned Overdraft for one day for between £25 - £100 and then for nine days in excess of £100) £15 £5

    A payment from your account takes you into an Unplanned Overdraft. You are overdrawn for one day.

    However, on three further occasions during the same month, a payment takes you into an Unplanned Overdraft. On each of these occasions you are overdrawn for three days.

    (Based on your account being in an Unplanned Overdraft for one day at less than £10, three days between £25-£100 and then six days in excess of £100) £15 £5

    A payment from your account takes you into an Unplanned Overdraft. You are overdrawn for 21 days in a row during the month and you make 12 further payments from the account while you are overdrawn.

    (Based on your account being in an Unplanned Overdraft for five days between £25-£100 and 16 days in excess of £100) £15 £5

    Back to top

    Islamic Account

    Reasons that you might pay fees Current Unplanned Overdraft fees Unplanned Overdraft fees from December 2010

    We refuse a payment from your account because there is not enough money in your account. £20 If size of payment is £10 or less: Nil

    If size of payment is £10.01 or greater: £10

    A payment from your account takes you into an Unplanned Overdraft by less than £10.

    You use an Unplanned Overdraft for one day during the month. £15 Nil

    A payment from your account takes you into an Unplanned Overdraft and you make another payment from the account while you are overdrawn.

    You use an Unplanned Overdraft for two days in a row during the month.

    (Based on your account being in an Unplanned Overdraft for one day between £25-£100 followed by one day in excess of £100)

    £15 £5

    A payment from your account takes you into an Unplanned Overdraft and you make nine further payments from your account while you are overdrawn.

    You use an Unplanned Overdraft for 10 days in a row during the month.

    (Based on your account being in an Unplanned Overdraft for one day for between £25 - £100 and then for nine days in excess of £100) £15 £5

    A payment from your account takes you into an Unplanned Overdraft. You are overdrawn for one day.

    However, on three further occasions during the same month, a payment takes you into an Unplanned Overdraft. On each of these occasions you are overdrawn for three days.

    (Based on your account being in an Unplanned Overdraft for one day at less than £10, three days between £25-£100 and then six days in excess of £100) £15 £5

    A payment from your account takes you into an Unplanned Overdraft. You are overdrawn for 21 days in a row during the month and you make 12 further payments from the account while you are overdrawn.

    (Based on your account being in an Unplanned Overdraft for five days between £25-£100 and 16 days in excess of £100) £15 £5

    Back to top

    There are charges attached to the Islamic account.And surprise surprise they are the same as for the cash account.

    But by all means, if you don't want any interest on your money and no overdraft facility, go ahead and change.[/quote]

    Wow - you can cut and paste - excellent. You stll fail to see the point.

    UK Muslim account at LLOYDS

    in Other Topics

    Posted

    [quote user="Gardener"] No different really from English speaking banks in France , they too are open to anybody but are designed to meet the needs of certain residents.[/quote]

    Can you direct me to one where I can get better terms and conditions than my French neighbour?

    UK Muslim account at LLOYDS

    in Other Topics

    Posted

    [quote user="Gardener"]What point would that be then?

    Banks offering a service that suits the requirements of some of their customers. No different really from English speaking banks in France , they too are open to anybody but are designed to meet the needs of certain residents.[/quote]

    Why would you then offer an account just for Muslims (or any other race/creed for that matter) with different rates to everyone else? It is obvious from your response you didn't read the details on the Lloyds website. Go overdrawn with a "normal" account and you incur charges of £20 a day. Do the same with a "Muslim" account and you are charged a flat £15 fee. That would be the point! Why not alter the rate for every account? Why call it a "Muslim" account?

    ".....until now their banking needs have been largely uncatered for

    and many British Muslims have often had to bank in a way that is against

    their principles.    ' It is against my principles to pay excessive charges to a bank!

    child car seat regulations in france for my 9 year old

    in Driving in France

    DIY Electrics - the official line?

    in House Renovations

    Posted

    [quote user="Chancer"][quote user="pachapapa"][quote user="Chancer"]

    [quote user="pachapapa"][:D][:D][/quote]

    [/quote]

    Pas du tout.

    I dont need telephone Use VOIP Base with two combinés each with charger. I dont need RF TV I live in a HDMI world. I dont need RJ45 LAN connexion I live with a "n" WLAN.

    [/quote]

    Any chance of explaining any of that in English or French?

    [/quote]

    Don't you just love it when he talks dirty? We have been waiting patiently for the explanation but it seems it is not to be. I love the cute mixture of French and English.

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