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in Finding/Owning French Property
Posted May 5, 2013
Posted May 3, 2013
I know that an electricity diagnostic report is needed if your system was installed more than 15 years ago - how do I tell when ours was installed? Should there be a date on the 'tableau' somewhere?
Thanks for any help
in French Legal Issues
Posted March 15, 2013
Sorry to bring this up again but have just received this month's copy of French Property News and read the article relating to french wills. It states 'When a client wishes to gift a French house in his will he has the option to either put a clause in his English will or write a French will structured as stated by the French Civil Code'.
This is apparently covered in Article 1 of the Hague Convention of 5th October 1961.
According to the article, the Article stipulates that a testamentary disposition (gift within a will) shall be valid if it complies with the internal law of one of the following:
a) the place where the testator made it
b) the state of which the testator was a national either at the time when he made the deposition or at the time of death.
c)the place in which the testator had his domicile either at the time when he made the disposition or at the time of death.
d) the place in which the testator had his habitual residence either at the time when he made the disposition or at the time of his death
e)so far as immovable properties are concerned of the place where they are situated.
It would therefore seem that as long as your french property is mentioned in your english will then that would be okay.
It does not solve the problem of inheritance tax and it does not seem right that one is penalised for not having any children or blood relatives. C'est la vie!
Posted February 28, 2013
Thanks to everyone for helpful comments. I think I have read somewhere (but can't for the life of me remember where!) that any bequests to registered charities are not subject to French Inheritance Tax - have I made that up?
If we leave things to non-relatives then after paying up to 60% in tax plus notaire's fees there would be hardly anything left!
Posted February 27, 2013
Parsnips - thanks for your reply. We have english wills set up to cover the situation should we die at the same time but I take it from your comments that those wills would not be considered in France. My closest blood relative is my brother and OH has only cousins so your reply suggests that they would inherit the french properties.
It is sounding more complicated by the minute as we have specified in our english wills that all properties be sold and the proceeds divided between several beneficiaries.
I think we will have to take advice and make a french will to avoid complications - not that we would be around to sort it all out!!!
Thank you so much for your reply. I thought I had read it correctly but just wanted to make sure.
Posted February 26, 2013
Thinking of putting house up for sale but can't remember which rooms count towards T1, T2, T3 etc. classification. I seem to remember that the bathroom or the kitchen are not included but not sure. Also we have two bedrooms but also a mezzanine that is used as a bedroom - does that count as three bedrooms?
Thanks in advance
I have spent some time reading the FAQ and succession posts and searching the forum and I think that the answer may be that there is no need for us to do so.
We have two properties in France - one bought 'en tontine' and the other 'en division'
We live in the UK, have no children, no parents, OH is an only child and I have one brother.
In our british wills we have left everything to each other. Will this be enough or should we make a simple will in France leaving the french properties to one another?
I followed the links re proposed changes to the law but note that these will not come into effect until 2015 (if then).
Any advice/comments gratefully received.
in French Satellite TV, French Internet and Telephone
Posted January 13, 2013
Thanks for the reply and all the links - being a technological dumbo I thought a tablet would need a special SIM card so it is not surprising that I couldn't find what I was looking for.
Thank you both for your prompt replies. We needed to be sure of the time scale to allow us to budget for any essential work.
I have searched the forum for information re SPANC inspections and found lots of info.
However, I am a bit confused as some threads state that you have 12 months to put anything right and others state 4 years. We are thinking of putting our house up for sale and know that we will have to have an inspection done before then. We have a fosse septique which appears to work okay.
We are thinking of buying an IPad with wifi plus 3G on a pay as you go tariff. The assistant in the shop said that we would be able to buy a french
SIM card to use while we are in France. I have done a search but can only find monthly contracts and no pay as you go. Does anyone know of any company that sells them on PAYG terms.
We have a 3G dongle from Bouyges Telecom for the laptop but I can't find a SIM on their site.
Thanks in advance for any help
in East (Rhône-Alpes, Bourgogne, Franche-Comté)
Posted August 1, 2012
Posted July 30, 2012
Posted July 29, 2012
The glass on our insert has cracked - it measures 61 cms x 32 cms. The Bricomarche in Autun gave us a quote of 167 euros for a replacement.
Can anyone tell me if this is reasonable or should I look elsewhere and get a few more quotes.
Posted April 15, 2012
Can anyone recommend an electrician in the Autun/Arnay le Duc area please?
in French Finance
Posted April 7, 2012
Surely the whole point of CA Britline is the Brit part of it. They sell and promote the english speaking factor of their service so why should anyone have to pay extra for it.
Ten years ago, when we bought our first property in France, settting up a french bank account was out of my comfort zone and I was grateful for the opportunity to deal with unfamiliar procedures in english. I speak french quite well but was still glad that if I wanted to double check anything I was able to do so. Fortunately, I have never had to use the facility but it is still nice to know that it is there especially as we live in the UK.
However, if they impose any extra charges I would seriously consider opening an account in a bank near our residence secondaire.
Posted November 23, 2011
in French Language
Posted November 19, 2011
Posted November 16, 2011
Posted November 7, 2011
in The Complete France Post Bag
Posted November 4, 2011
in NEW - Money Saving Expat
Posted September 20, 2011